3828 Forest Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 3828 Forest Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,633 sqft · built 1911
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$427,000 (Sep 2023)
Tax Bill	$5,874 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`651-0042-0038-00`

Property Details

APN / Parcel Number

Primary APN	`651-0042-0038-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,633 sqft Living Area
1st Floor Area	662 sqft
2nd Floor Area	662 sqft
Attic	Attic
Attic Area	309 sqft
Basement Area	662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	147 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3828 FOREST AVE
City	CINCINNATI
State	OH
Zip	45212-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3828 FOREST AVE 40 X 135 PT LOTS 415-417 ELSMERE SUB
Legal Subdivision	ELSMERE SUB
Legal Lot Number	415-417 416
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3008
Census Tract	25402

Owner

3828 Forest Ave is owned by an individual who bought it in September 2023.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2524 W BLOOMINGDALE AVE APT A, A, CHICAGO, IL 60647-4386
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Mar 2, 2021 · Amount on File
Deed Document Number	0000066392
Deed Book / Page	15002 / 1697
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 18, 2023
Property Address	3828 FOREST AVE, CINCINNATI, OH 45212-3929
Document Number	0000066392
Book / Page	15002 / 1697
Map Reference	MB 8 PG 35&36
Instrument Date	Aug 7, 2023
Instrument	2023-0066392
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2524 W BLOOMINGDALE AVE APT A, A, CHICAGO, IL 60647-4386
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066393
Date	Sep 18, 2023
Instrument	2023-0066393

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 2, 2021
Property Address	3828 FOREST AVE, CINCINNATI, OH 45212-3929
Document Number	0000026626
Book / Page	14365 / 3310
Map Reference	MB 8 VOL 2 PG 35&36
Instrument Date	Feb 24, 2021
Instrument	2021-0026626
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 FOREST AVE, CINCINNATI, OH 45212-3929

Mortgage

Document Number	0000026627
Date	Mar 2, 2021
Instrument	2021-0026627

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3828 FOREST AVE, CINCINNATI, OH 45212-3929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200136024
Date	Dec 23, 2020
Book Page	14321/542
Instrument	2020-0136024

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3828 Forest Ave was $5,874, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,874.00 (+2.91%)	$113,750 (-) Land $24,885 Building $88,865
2024	$5,708.00 (-2.59%)	$113,750 (-) Land $24,885 Building $88,865
2023	$5,860.00 (+79.92%)	$113,750 (+114.28%) Land $24,885 Building $88,865	$325,000 Land $71,100 Building $253,900
2022	$3,257.00 Homeowner's exemption	$53,085 Land $11,284 Building $41,801
2020			$151,670 Land $32,240 Building $119,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3828 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3828 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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