3828 Crayton Rd, Naples, FL 34103 Property Records

Collier County property record for 3828 Crayton Rd, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,904 sqft · built 1972
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,355,000 (Sep 2020)
Tax Bill	$16,751 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`112000 9 24A16`

Property Details

APN / Parcel Number

Primary APN	`112000 9 24A16`
Alternative APNs	`15956560003029400924` `15956560003`

Interior

Stories	1 Story
Building Area	2,904 sqft Living Area
1st Floor Area	2,904 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	13,939 sqft (0.32 acres)
Pool Area	390 sqft
Deck Area	612 sqft

Location & Zoning

Street Address	3828 CRAYTON RD
City	NAPLES
State	FL
Zip	34103-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	PARK SHORE UNIT 1 BLK 9 LOT 2
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	PARK SHORE UNIT 1
Legal Tract	112000
Legal Block	9
Legal Lot Number	2
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	301

Owner

Source: Collier County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3430 N OAKLEY AVE, CHICAGO, IL 60618-6010
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Construction Mortgage WINTRUST MORTGAGE
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Aug 9, 2011 · Amount on Record
Deed Document Number	20205916430
Deed Book / Page	5809 / 2522
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jul 7, 2026
Property Address	3828 CRAYTON RD, NAPLES, FL 34103-3529
Document Number	0006847003
Book / Page	6606 / 1570
Instrument Date	Jun 26, 2026
Instrument	20266847003
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 N OAKLEY AVE, CHICAGO, IL 60618-6010

Mortgage

Document Number	0006847003,
Date	Jul 7, 2026
Book Page	6606/1570
Instrument	20266847003

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Jul 1, 2058

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 1, 2020
Property Address	3828 CRAYTON RD, NAPLES, FL 34103-3529
Document Number	0058092522
Book / Page	5809 / 2522
Map Reference	MB 8 PG 43
Instrument Date	Aug 31, 2020
Instrument	5916430
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1474 W HILL RD, 1474, FLINT, MI 48507-4729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3430 N OAKLEY AVE, CHICAGO, IL 60618-6010

Mortgage

Document Number	0058092524
Date	Sep 1, 2020
Instrument	5809/2524

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,781,379 (+1%)	$1,900,746 (-10.01%) Land $1,710,540 Building $190,206
2025	$16,751.00 (-1.45%)	$1,619,435 (+21%)	$2,112,185 (-12.47%) Land $1,851,850 Building $260,335
2023	$16,997.00 (+16.99%)	$1,338,376 (+1%)	$2,413,006 (+34.1%) Land $1,923,075 Building $489,931
2022	$14,529.00	$1,216,705	$1,799,384 Land $1,316,238 Building $483,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	782 units insured incl. 539 condo units
Nearby Flood Claims	286 (1985–2024)
Claims Outside the SFHA	4 of 286
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 121 claims Hurricane Ian, Sep 2022 · 108 claims Hurricane Irma, Sep 2017 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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