3828 14th St, Micco (Sebastian), FL 32976 Property Records

Brevard County property record for 3828 14th St, Micco, FL 32976

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,067 sqft · built 2013
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Aug 2016)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-38-14-HH-4-13`

Property Details

APN / Parcel Number

Primary APN	`30-38-14-HH-4-13`
Alternative APNs	`30-38-14-HH-00004.0-0013.00` `3010625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,067 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	2,067 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3010625
Street Address	3828 14TH ST
City	SEBASTIAN
State	FL
Zip	32976-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-1
Legal Description	SAN SEBASTIAN PLAT NO 1 LOT 14 & PART OF LOT 13 BLK 4 AS DESC IN FIFTH DESC IN ORB 5428 PT 3920
Legal Range	38E
Legal Township	30S
Legal Section	14
Legal Subdivision	SAN SEBASTIAN PLAT NO 1
Legal Block	4
Legal Lot Number	13
Jurisdiction	BREVARD FL
Township / Civil Division	MALABAR
Census Block Group	2
Census Block	2049
Census Tract	65239

Owner

3828 14th St is owned and occupied by two individuals who bought it in August 2016.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3828 14TH ST, SEBASTIAN, FL 32976-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2016 · Amount on File
Deed Sale	Aug 4, 2016 · Amount on File
Deed Document Number	2016152714
Deed Book / Page	7679 / 2004
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3828 14TH ST, MICCO, FL 32976-2837
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 14TH ST, MICCO, FL 32976-2837

Mortgage

Document Number	0104801477
Date	Nov 14, 2025
Book Page	10480/1477
Instrument	2025229769

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3828 14th St was $3,444 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,330 (+2.7%)	$334,680 (-5.44%)
2025	$3,444.00 Homeowner's exemption	$255,440	$353,940
2023	$3,144.00 (+7.38%) Homeowner's exemption	$241,020 (+3%)	$330,290 (+4.67%) Land $40,000 Building $290,290
2022	$2,928.00 Homeowner's exemption	$234,000	$315,560 Land $44,000 Building $271,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3828 14th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 195 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3828 14th St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN SEBASTIAN WOODS private · serves 524 people · EPA ID FL3054170
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20