38270 Everett Ave, North Branch, MN 55056 Property Records

Chisago County property record for 38270 Everett Ave, North Branch, MN 55056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,581 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Sep 2026)
Tax Bill	$2,400 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-01070-83`

Property Details

APN / Parcel Number

Primary APN	`11-01070-83`
Alternative APNs	`3184115` `3379412` `3463273` `3994484`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,581 sqft Living Area
Gross Area	4,006 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Area	1,544 sqft
Deck Area	714 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3994484
Street Address	38270 EVERETT AVE
City	NORTH BRANCH
State	MN
Zip	55056-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISIONNAME WILDRIDGE PLAT 3 LOT 003 BLOCK 002 SUBDIVISIONCD 11572
Legal Range	021
Legal Township	035
Legal Section	19
Legal Subdivision	WILDRIDGE
Legal Block	2
Legal Lot Number	3
Jurisdiction	CHISAGO MN
Township / Civil Division	NORTH BRANCH
Census Block Group	2
Census Block	2017
Census Tract	110302

Owner

38270 Everett Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Chisago County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38270 EVERETT AVE, NORTH BRANCH, MN 55056-6594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	May 24, 2007 · Amount on File
Deed Document Number	2026696326
Prior Transfer Date	May 16, 2007
Prior Transfer Doc	0000008292
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Sep 16, 2026
Property Address	38270 EVERETT AVE, NORTH BRANCH, MN 55056-6594
Document Number	0000696326
Instrument Date	Sep 10, 2026
Instrument	2026696326
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NORTH TITLE, GREAT NORTH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164,983.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38270 EVERETT AVE, NORTH BRANCH, MN 55056-6594

Mortgage

Document Number	0000696327,
Date	Sep 16, 2026
Instrument	2026696327

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 38270 Everett Ave was $2,400 with a homeowner's exemption, up 23.6% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	North Branch City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,400.00 (+23.58%)
2025	$1,942.00 Homeowner's exemption
2024		$148,300 (-43.87%)	$448,300 (+8.23%)
2023	$3,202.00 (+4.98%) Homeowner's exemption	$264,200 (+10.54%)	$414,200 (+6.48%) Land $63,000 Building $351,200
2022	$3,050.00 (+9.48%) Homeowner's exemption	$239,000 (+30.25%)	$389,000 (+16.64%) Land $58,000 Building $331,000
2021	$2,786.00	$183,500	$333,500 Land $45,000 Building $288,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38270 Everett Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38270 Everett Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Branch serves 6,863 people · EPA ID MN1130011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20