3827 Thomas Rd, Oxford, MI 48371 Property Records

Oakland County property record for 3827 Thomas Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1999
Lot Size	0.581 acres (25,308 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2021)
Tax Bill	$3,018 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`P-04-05-227-013`

Property Details

APN / Parcel Number

Primary APN	`P-04-05-227-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Basement Area	1,498 sqft
Finished Basement	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	25,308 sqft (0.581 acres)
Lot Dimensions	230 ft deep x 110 ft wide
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	207 sqft
Deck Area	254 sqft
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3827 THOMAS RD
City	OXFORD
State	MI
Zip	48371-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T5N, R10E, SEC 5 SEALE SUB NO 2 LOT 18, ALSO PART OF NE 1/4 BEG AT PT DIST S 01-23-10 E 825.09 FT & S 88-36-50 W 43 FT & S 88-36-50 W 150 FT FROM NE SEC COR, TH S 88-36-50 W 80 FT, TH S 01-23-10 E 110 FT, TH N 88-36-50 E 80 FT, TH N 01-23-10 W 110 FT
Legal Range	10E
Legal Township	05N
Legal Section	05
Legal Subdivision	SEALE SUB
Legal Lot Number	18
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2010
Census Tract	121000

Owner

3827 Thomas Rd is owned and occupied by an individual who acquired it in December 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Intrafamily Transfer, Transfer
Jan 11, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Apr 26, 2022	Intrafamily Transfer, Transfer
Oct 4, 2021	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Oct 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GENISYS CU
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	May 10, 2016 · Amount on File
Deed Document Number	2021235215
Deed Book / Page	56940 / 849
Last Transfer Date	Dec 12, 2023
Transfer Doc	0000005520
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 17, 2024
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Document Number	0000005520
Book / Page	59117 / 394
Map Reference	LB 137 PG 19&20
Instrument Date	Dec 12, 2023
Instrument	5520
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3827 THOMAS RD, OXFORD, MI 48371-1555

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3827 THOMAS RD, OXFORD, MI 48371-1555

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 11, 2024
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Document Number	0000004249
Book / Page	59110 / 282
Map Reference	LB 137 PG 19&20
Instrument Date	Dec 12, 2023
Instrument	4249
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3827 THOMAS RD, OXFORD, MI 48371-1555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 THOMAS RD, OXFORD, MI 48371-1555

Mortgage

Document Number	0059110285
Date	Jan 11, 2024
Instrument	59110/285

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Dec 15, 2028

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 26, 2022
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Document Number	0000372410
Book / Page	57715 / 709
Map Reference	LB 137 PG 19&20
Instrument Date	Apr 3, 2022
Instrument	372410
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3827 THOMAS RD, 3827, OXFORD, MI 48371-1555

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3827 THOMAS RD, OXFORD, MI 48371-1555

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 4, 2021
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Document Number	0000235215
Book / Page	56940 / 849
Map Reference	LB 137 PG 19&20
Instrument Date	Sep 29, 2021
Instrument	235215
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,537.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 FOUNTAIN VIEW LN, 1415, OXFORD, MI 48371-6700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 THOMAS RD, OXFORD, MI 48371-1555

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 THOMAS RD, OXFORD, MI 48371-1555

Mortgage

Document Number	0000095654
Date	Apr 12, 2021
Book Page	56040/453
Instrument	95654

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Feb 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169938
Date	Oct 14, 2019
Book Page	53373/00649
Instrument	169938

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jan 27, 2021
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Document Number	0000022079
Book / Page	55579 / 488
Map Reference	LB 137 PG 19&20
Instrument Date	Jan 21, 2021
Instrument	22079
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	VANGUARD TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 THOMAS RD, OXFORD, MI 48371-1555

Mortgage

Document Number	0055579491
Date	Jan 27, 2021
Instrument	55579/491

Lender

Name	GENISYS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Document Number	0000064164
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 THOMAS RD OXFORD MI 483711555, OXFORD, MI 48371-1555

Mortgage

Document Number	0000064164
Date	Apr 25, 2019
Book Page	052765/000398
Instrument	64164

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3827 THOMAS RD, OXFORD, MI 48371-1555
Document Number	0000143206
Book / Page	050917 / 000220
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 THOMAS RD OXFORD MI 48371, OXFORD, MI 48371

Mortgage

Document Number	0000143206
Date	Jul 31, 2017
Book Page	050917/000220
Instrument	143206

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3827 Thomas Rd was $3,018 with a homeowner's exemption, down 37.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,018.00 (-37.35%) Homeowner's exemption	$168,380	$336,760
2024	$4,817.00
2023		$143,080	$286,160
2021	$3,628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3827 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3827 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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