3827 S Western Ct, Springfield, MO 65807 Property Records

Greene County property record for 3827 S Western Ct, Springfield, MO 65807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1996
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Last Sale	$84,200 (Jan 2013)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-08-411-014`

Property Details

APN / Parcel Number

Primary APN	`88-18-08-411-014`
Alternative APN	`1808411014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881808411014
Street Address	3827 S WESTERN CT
City	SPRINGFIELD
State	MO
Zip	65807-6200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ROUNDTREE RIDGE LOT 14
Legal Range	22W
Legal Township	28N
Legal Section	08
Legal Subdivision	ROUNDTREE
Legal Block	411
Legal Lot Number	14
Jurisdiction	GREENE MO
Township / Civil Division	CAMPBELL NO. 2A
Census Block Group	3
Census Block	3022
Census Tract	4202

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3827 S WESTERN CT, SPRINGFIELD, MO 65807-6200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2013 · Amount on Record
Deed Sale	Jan 17, 2013 · Amount on Record
Prior Sale	Nov 6, 2007
Deed Document Number	20132379
Deed Book / Page	2013 / 237913
Prior Transfer Date	Sep 8, 2012
Prior Transfer Doc	0000000134
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3827 S WESTERN CT, SPRINGFIELD, MO 65807-6200
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 S WESTERN CT, SPRINGFIELD, MO 65807-6200

Mortgage

Document Number	0000004325
Date	Dec 31, 2025
Book Page	2025/43251-25
Instrument	43251-25

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3827 S WESTERN CT, SPRINGFIELD, MO 65807-6200
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 S WESTERN CT, SPRINGFIELD, MO 65807-6200

Mortgage

Document Number	0000002985
Date	Sep 19, 2023
Book Page	2023/29856-23
Instrument	29856-23

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2043

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3827 S WESTERN CT, SPRINGFIELD, MO 65807-6200
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 S WESTERN CT, SPRINGFIELD, MO 65807-6200

Mortgage

Document Number	0000004159
Date	Oct 4, 2022
Book Page	2022/41599-22
Instrument	41599-22

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3827 S WESTERN CT, SPRINGFIELD, MO 65807-6200
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001275
Date	Mar 16, 2021
Book Page	2021/12755-21
Instrument	12755-21

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company
Address	COLUMBIA, MO 65202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,100 (-) Land $6,650 Building $16,450
2025	$1,190.00 (+5.59%)	$23,100 (+12.9%) Land $6,650 Building $16,450	$121,600 (+12.91%) Land $35,000 Building $86,600
2023	$1,127.00 (+13.38%)	$20,460 (+10.53%) Land $5,700 Building $14,760	$107,700 (+10.57%) Land $30,000 Building $77,700
2022	$994.00	$18,510 Land $5,700 Building $12,810
2021			$97,400 Land $30,000 Building $67,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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