3827 Rte J, Jefferson City, MO 65101 Property Records

Cole County property record for 3827 Rte J, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,247 sqft · built 1966
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$141,000 (Jan 2018)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Jan 2021 Refinance Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-09-29-0004-002-005`

Property Details

APN / Parcel Number

Primary APN	`12-09-29-0004-002-005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	1,769 sqft
Unfinished Basement	1,769 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	201 ft deep x 250 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3827 ROUTE J
City	JEFFERSON CITY
State	MO
Zip	65101-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEGIN 420 S & 155 W NE COR SESW SEC 29 SE 249.86 SW 200 NW 250 NE 200.66
Legal Range	10W
Legal Township	44N
Legal Section	29
Jurisdiction	COLE MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1022
Census Tract	20198

Owner

3827 Rte J is owned and occupied by two individuals who bought it in January 2018.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3827 ROUTE J, JEFFERSON CITY, MO 65101-9559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ST ELIZABETH
Apr 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ST ELIZABETH
Jan 16, 2018	Warranty Deed, Transfer · Stand-Alone Refinance BANK OF ST ELIZABETH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on File
Deed Sale	Jan 16, 2018 · Amount on File
Deed Document Number	2018381
Deed Book / Page	684 / 139
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	3827 ROUTE J, JEFFERSON CITY, MO 65101-9559
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	720/467
Date	Jan 8, 2021
Book Page	720/467
Instrument	20210259

Lender

Name	BANK OF ST ELIZABETH

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	3827 ROUTE J, JEFFERSON CITY, MO 65101-9559
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	709/21
Date	Apr 23, 2020
Book Page	709/21
Instrument	202003511

Lender

Name	BANK OF ST ELIZABETH

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jan 16, 2018
Property Address	3827 ROUTE J, JEFFERSON CITY, MO 65101-9559
Document Number	684/139
Book / Page	684 / 139
Instrument Date	Jan 12, 2018
Instrument	201800381
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 ROUTE J, JEFFERSON CITY, MO 65101-9559

Mortgage

Document Number	684/140
Date	Jan 16, 2018
Book Page	684/140
Instrument	201800382

Lender

Name	BANK OF ST ELIZABETH

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3827 Rte J was $1,613.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Taos City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,900 (+4.96%) Land $3,000 Building $23,900
2025	$1,613.00	$25,630 Land $2,890 Building $22,740	$141,700 Land $16,000 Building $125,700
2023		$25,630 Land $2,890 Building $22,740	$134,900 Land $15,200 Building $119,700
2022	$1,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3827 Rte J in Zone X, an area of minimal flood risk, though there have been 178 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	178 (1983–2024)
Claims Outside the SFHA	6 of 178
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 16 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 29 claims Severe Storms & Flooding, Sep 1993 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3827 Rte J is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 4 serves 7,568 people · EPA ID MO3024163
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Brightspeed DSL	10 / 1

May also be available: AT&T, Callabyte, Mediacom Xtream, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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