Yellowstone County property record for 3827 River Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,351 sqft · built 1981 |
| Lot Size | 2.74 acres (119,529 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,500 (Dec 2013) |
| Tax Bill | $2,559 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000D03084A |
| Primary APN | 000D03084A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,351 sqft Living Area |
| Gross Area | 4,437 sqft |
| 1st Floor Area | 2,265 sqft |
| Basement Area | 2,172 sqft |
| Finished Basement | 1,086 sqft |
| Unfinished Basement | 1,086 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 119,529 sqft |
| Terrain | Rolling |
| View / Lot | Rural |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Pole Barn | 1,440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3827 RIVER RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-8881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S18, T02 S, R25 E, C.O.S. 1578, PARCEL 2A1, AMD |
| Legal Range | 25E |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | CERT/SURVEY 1578 #2A-1 |
| Legal Tract | 2A-1 |
| Legal Block | 2 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 940001 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3827 RIVER RD, LAUREL, MT 59044-8881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 16, 2018 | Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2013 · Amount on Record |
| Deed Sale | Dec 12, 2013 · Amount on Record |
| Deed Document Number | 20133692740 |
| Last Transfer Date | May 4, 2018 |
| Transfer Doc | 0003849056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3827 RIVER RD, LAUREL, MT 59044-8881 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003975805 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 3975805 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3827 RIVER RD, LAUREL, MT 59044-8881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003910593 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 3910593 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Apr 16, 2018 |
| Property Address | 3827 RIVER RD, LAUREL, MT 59044-8881 |
| Document Number | 0003846482 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 000003846482 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3827 RIVER RD, LAUREL, MT 59044-8881 |
| Document Number | 0003846483 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 000003846483 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 177 Months |
| Due | Jan 1, 2033 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,700 (-) Land $110,423 Building $442,277 | $552,700 (-) Land $110,423 Building $442,277 | |
| 2025 | $2,559.00 (-21.07%) | $552,700 (+14.83%) Land $110,423 Building $442,277 | $552,700 (+14.83%) Land $110,423 Building $442,277 |
| 2024 | $3,242.00 (+6.36%) | ||
| 2023 | $3,048.00 | $481,300 | $481,300 Land $85,654 Building $395,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (2011–2022) |
| Most Recent Claim | Jun 2022 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 44% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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