3826 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3826 Westerham Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1998
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Jun 2012)
Tax Bill	$1,684 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0205-000-37000`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0205-000-37000`
Alternative APN	`3775200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,200 sqft (0.119 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3775200
Street Address	3826 WESTERHAM DR
City	CLERMONT
State	FL
Zip	34711-6956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT BRIGHTON AT KINGS RIDGE PHASE II SUB LOT 370 PB 39 PGS 27-28 ORB 4176 PG 1989
Legal Range	26E
Legal Township	23S
Legal Section	04
Legal Subdivision	BRIGHTON
Legal Phase	2
Legal Tract	205
Legal Lot Number	370
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3019
Census Tract	31308

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3826 WESTERHAM DR, CLERMONT, FL 34711-6956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2012 · Amount on Record
Deed Sale	Jun 20, 2012 · Amount on Record
Deed Document Number	2012064076
Deed Book / Page	4176 / 1989
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3826 WESTERHAM DR, CLERMONT, FL 34711-6956
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 WESTERHAM DR, CLERMONT, FL 34711-6956

Mortgage

Document Number	0056790437
Date	Apr 6, 2021
Book Page	5679/437
Instrument	2021045697

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3826 WESTERHAM DR, CLERMONT, FL 34711-6956
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 WESTERHAM DR, CLERMONT, FL 34711-6956

Mortgage

Document Number	0056841042
Date	Apr 12, 2021
Book Page	5684/1042
Instrument	2021049237

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,900 (+5.98%) Land $100,000 Building $48,900	$280,074 (-4.02%) Land $100,000 Building $180,074
2024	$1,684.00 (+2.93%)
2023	$1,636.00 (-0.91%) Homeowner's exemption Widower's exemption	$140,500 (+3%)	$291,812 (+11.46%) Land $100,000 Building $191,812
2022	$1,651.00 Homeowner's exemption Widower's exemption	$136,410	$261,812 Land $70,000 Building $191,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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