3826 Simpson Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3826 Simpson Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1925
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Dec 2018)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0281-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0281-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	576 sqft
Upper Floors Area	576 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	172 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3826 SIMPSON AVE
City	CINCINNATI
State	OH
Zip	45227-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRFAX AVE 40 X 125 LOT 281 FAIRFAX SUB
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	281
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	1
Census Block	1013
Census Tract	24700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3826 SIMPSON AVE, CINCINNATI, OH 45227-3643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit WESBANCO BK
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit WESBANCO BK
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Dec 19, 2017
Deed Document Number	0000108903
Deed Book / Page	13813 / 01784
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3826 SIMPSON AVE, CINCINNATI, OH 45227-3643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 SIMPSON AVE, CINCINNATI, OH 45227-3643

Mortgage

Document Number	0200130207
Date	Dec 11, 2020
Book Page	14313/197
Instrument	2020-0130207

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3826 SIMPSON AVE, CINCINNATI, OH 45227-3643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARANTEED RATE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200109404
Date	Oct 20, 2020
Book Page	14278/2579
Instrument	2020-0109404

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3826 SIMPSON AVE, CINCINNATI, OH 45227-3643
Document Number	0000004004
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 SIMPSON AVE CINCINNATI OH 452273643, CINCINNATI, OH 45227-3643

Mortgage

Document Number	0000004004
Date	Jan 13, 2020
Book Page	014082/002322
Instrument	4004

Lender

Name	WESBANCO BK
Type	Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 12, 2045

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3826 SIMPSON AVE, CINCINNATI, OH 45227-3643
Document Number	0000090665
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3826 SIMPSON AVE CINCINNATI OH 452273643, CINCINNATI, OH 45227-3643

Mortgage

Document Number	0000090665
Date	Oct 17, 2019
Book Page	014025/000606
Instrument	90665

Lender

Name	WESBANCO BK
Type	Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2044

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 12, 2018
Property Address	3826 SIMPSON AVE, CINCINNATI, OH 45227-3643
Document Number	0000108903
Book / Page	13813 / 01784
Map Reference	MB 20 PG 80&81
Instrument Date	Dec 7, 2018
Instrument	2018-0108903
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3826 SIMPSON AVE, CINCINNATI, OH 45227-3643

Mortgage

Document Number	0000108904
Date	Dec 12, 2018
Instrument	2018-0108904

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,515.00 (+1.96%)	$60,127 (-) Land $20,136 Building $39,991
2024	$4,428.00 (+7.92%)	$60,127 (-) Land $20,136 Building $39,991
2023	$4,103.00 (+32.91%)	$60,127 (+60.55%) Land $20,136 Building $39,991	$171,790 (+60.55%) Land $57,530 Building $114,260
2022	$3,087.00 Homeowner's exemption	$37,451 Land $10,812 Building $26,639
2020			$107,000 Land $30,890 Building $76,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1979–2026)
Claims Outside the SFHA	16 of 70
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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