3826 S Opal, Mesa, AZ 85212 Property Records

Maricopa County property record for 3826 S Opal, Mesa, AZ 85212

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,756 sqft · built 2001
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2017)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`304-33-375`

Property Details

APN / Parcel Number

Primary APN	`304-33-375`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,500 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3826 S OPAL
City	MESA
State	AZ
Zip	85212-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN RANCH UNIT 1 MCR 527-19
Legal Range	07E
Legal Township	01S
Legal Section	13
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	MOUNTAIN RANCH UNIT 1
Legal Lot Number	96
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422649

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3826 S OPAL, MESA, AZ 85212-4026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jan 26, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	Aug 13, 2012
Deed Document Number	20170062072
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3826 S OPAL, MESA, AZ 85212-4026
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 S OPAL, MESA, AZ 85212-4026

Mortgage

Document Number	0001251332
Date	Nov 23, 2021
Instrument	20211251332

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 26, 2017
Property Address	3826 S OPAL, MESA, AZ 85212-4026
Document Number	0000062072
Instrument Date	Jan 13, 2017
Instrument	62072
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3826 S OPAL MESA AZ 852124026, MESA, AZ 85212-4026

Mortgage

Document Number	62073,
Date	Jan 26, 2017
Instrument	62073

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,870 (-4.09%)	$358,700 (-4.09%) Land $71,700 Building $287,000
2025	$1,274.00 (+2.99%)
2024		$37,400	$374,000 Land $74,800 Building $299,200
2023	$1,237.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Google Fiber, T-Mobile.

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