Hamilton County property record for 3826 Mack Ave, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1994 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,500 (Dec 2020) |
| Tax Bill | $4,147 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0241-0263-00 |
| Primary APN | 550-0241-0263-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 3,324 sqft |
| 1st Floor Area | 1,420 sqft |
| Basement Area | 1,420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Masonry |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,591 sqft (0.312 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 396 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3826 MACK AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | ES MACK RD 0.310 AC R2-T2-S27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21101 |
Source: Hamilton County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3826 MACK AVE, CINCINNATI, OH 45248-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Dec 1, 2020 | Grant Deed, Transfer RUOFF MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | Jul 15, 1994 |
| Deed Document Number | 2020125689 |
| Deed Book / Page | 14306 / 26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 24, 2026 |
| Property Address | 3826 MACK AVE, CINCINNATI, OH 45248-2107 |
| Document Number | 0000078905 |
| Book / Page | 15757 / 1065 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202678905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3826 MACK AVE, CINCINNATI, OH 45248-2107 |
| Document Number | 0000078905, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 15757/1065 |
| Instrument | 202678905 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 1, 2020 |
| Property Address | 3826 MACK AVE, CINCINNATI, OH 45248-2107 |
| Document Number | 0000125689 |
| Book / Page | 014306 / 000026 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 125689 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3826 MACK AVE CINCINNATI OH 452482107, CINCINNATI, OH 45248-2107 |
| Document Number | 125690 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 014306/000028 |
| Instrument | 125690 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,147.00 (+2.55%) | $79,597 (-) Land $11,270 Building $68,327 | $227,420 (-) Land $32,200 Building $195,220 |
| 2024 | $4,044.00 (-0.1%) | $79,597 (-) Land $11,270 Building $68,327 | |
| 2023 | $4,048.00 (+14.67%) | $79,597 (+35.34%) Land $11,270 Building $68,327 | $227,420 (+35.34%) Land $32,200 Building $195,220 |
| 2022 | $3,530.00 Homeowner's exemption | $58,811 Land $10,976 Building $47,835 | |
| 2020 | $168,030 Land $31,360 Building $136,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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