3826 Ferry Rd, Bellbrook, OH 45305 Property Records

Greene County property record for 3826 Ferry Rd, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,138 sqft · built 1974
Lot Size	1.4 acres (61,202 sqft)
Owner	Individual Name on File
Last Sale	$263,500 (Nov 2009)
Tax Bill	$7,361 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L321007060`

Property Details

APN / Parcel Number

Primary APN	`L321007060`
Alternative APN	`L32-0001-0007.0-0060.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,138 sqft
Basement Area	1,850 sqft
Unfinished Basement	1,850 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	61,202 sqft (1.4 acres)
Lot Width	145 ft Width
Garage Type	Detached
Garage Area	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3826 FERRY RD
City	BELLBROOK
State	OH
Zip	45305-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILMINGTON PIKE EST ALL LOT 8 3826 FERRY RD
Legal Subdivision	WILMINGTON PIKE EST
Legal Lot Number	8
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	2
Census Block	2019
Census Tract	220102

Owner

3826 Ferry Rd is owned and occupied by an individual who bought it in November 2009.

Source: Greene County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3826 FERRY RD, BELLBROOK, OH 45305-8920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2009 · Amount on File
Deed Sale	Nov 16, 2009 · Amount on File
Prior Sale	Sep 10, 2001 · Amount on File
Deed Document Number	200923097
Deed Book / Page	2967 / 43
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Jul 9, 2026
Property Address	3826 FERRY RD, BELLBROOK, OH 45305-8920
Document Number	0000011143
Instrument Date	Jun 29, 2026
Instrument	202611143
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 FERRY RD, BELLBROOK, OH 45305-8920

Mortgage

Document Number	0000011143,
Date	Jul 9, 2026
Instrument	202611143

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3826 FERRY RD, BELLBROOK, OH 45305-8920
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021015485
Date	Jun 28, 2021
Instrument	2021015485

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 11, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3826 Ferry Rd was $7,361, up 1.3% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,361.00 (+1.34%)	$131,420 (-) Land $26,110 Building $105,310
2024	$7,264.00 (-0.37%)	$131,420 (-) Land $26,110 Building $105,310
2023	$7,291.00 (+9.23%)	$131,420 (+32.32%) Land $26,110 Building $105,310	$375,470 Land $74,590 Building $300,880
2022	$6,675.00	$99,320 Land $22,700 Building $76,620
2020			$283,780 Land $64,860 Building $218,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3826 Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3826 Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000

May also be available: AT&T, Verizon.

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