3825 Plum Point Dr E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3825 Plum Point Dr E, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,709 sqft · built 1991
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1-07-8-27-04-0-00020-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-8-27-04-0-00020-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,709 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	69,696 sqft (1.6 acres)
Pool Area	512 sqft
Patio Area	459 sqft

Location & Zoning

Street Address	3825 PLUM POINT DR E
City	OLIVE BRANCH
State	MS
Zip	38654-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 WHITTEN PLACE S-D SEC B - 1ST REVISION
Legal Range	07
Legal Township	01
Legal Section	27
Legal Subdivision	WHITTEN PLACE SEC B 1ST REV
Legal Lot Number	20
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2014
Census Tract	70524

Owner

Source: DeSoto County records · APN 1-07-8-27-04-0-00020-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3825 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000231207
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3825 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7046
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7046

Mortgage

Document Number	005344/263
Date	Sep 14, 2021
Book Page	5344/263

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	SOUTHAVEN, MS 38672

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00 (+20.8%)	$26,968 (+41.58%) Land $2,800 Building $24,168	$269,679 (+41.58%) Land $28,000 Building $241,679
2023	$2,457.00	$19,048	$190,482 Land $28,000 Building $162,482

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330705242, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 71 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.