3825 Luke Ln, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 3825 Luke Ln, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1996
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$113,000 (Oct 2014)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Sep 2026 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-20-04-003.00`

Property Details

APN / Parcel Number

Primary APN	`016-20-04-003.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,026 sqft Finished Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	129 ft deep x 55 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3825 LUKE LN
City	ELSMERE
State	KY
Zip	41018-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLIN SEC 1 LOT 3
Legal Subdivision	WOODLIN
Legal Phase	1
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2006
Census Tract	63607

Owner

3825 Luke Ln is owned by a company that acquired it in September 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	10186 LEWIS LN, UNION, KY 41091-9492
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2014 · Amount on File
Deed Sale	Oct 16, 2014 · Amount on File
Prior Sale	Oct 31, 2002 · Amount on File
Deed Document Number	201410 16 059 00085
Deed Book / Page	5515 / 336
Last Transfer Date	Sep 11, 2026
Transfer Doc	0000021110
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 15, 2026
Property Address	3825 LUKE LN, ELSMERE, KY 41018-2711
Document Number	0000021110
Book / Page	498 / 311
Instrument Date	Sep 11, 2026
Instrument	2026091521110
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	10186 LEWIS LN, UNION, KY 41091-9492
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3825 LUKE LN, ELSMERE, KY 41018-2711
Document Number	0000000259
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	STERLING LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3825 LUKE LN ELSMERE KY 410182711, ELSMERE, KY 41018-2711

Mortgage

Document Number	0000000259
Date	Mar 9, 2018
Book Page	0C6368/000324
Instrument	259

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 8, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3825 Luke Ln was $2,404.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,900 (-) Land $25,000 Building $176,900	$201,900 (-) Land $25,000 Building $176,900
2025	$2,404.00	$201,900 Land $25,000 Building $176,900	$201,900 Land $25,000 Building $176,900
2023	$2,556.00	$201,900 Land $25,000 Building $176,900	$201,900 Land $25,000 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3825 Luke Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3825 Luke Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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