3825 E 42nd St, Des Moines, IA 50317 Property Records

Polk County property record for 3825 E 42nd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft · built 1959
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Jun 2023)
Tax Bill	$2,560 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`060/06635-022-000`

Property Details

APN / Parcel Number

Primary APN	`060/06635-022-000`
Alternative APN	`792321451014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,080 sqft
Basement Area	1,008 sqft
Finished Basement	504 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Deck Area	375 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3825 E 42ND ST
City	DES MOINES
State	IA
Zip	50317-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 JILLS ACRES PLAT 2
Legal Subdivision	JILLS ACRES PLAT 2
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1013
Census Tract	101

Owner

3825 E 42nd St is owned and occupied by an individual who bought it in June 2023.

Source: Polk County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3825 E 42ND ST, DES MOINES, IA 50317-8105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CREDIT UNION
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD FINANCE CORP
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD FINANCE CORP
Jun 27, 2023	Warranty Deed, Transfer · Line of Credit NEIGHBORHOOD FINANCE CORP
Feb 21, 2023	Affidavit of Death of Joint Tenant, Transfer
Dec 14, 2022	Warranty Deed, Transfer · Line of Credit STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	Dec 14, 2022 · Amount on File
Deed Document Number	202333022
Deed Book / Page	19519 / 708
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Apr 30, 2026
Property Address	3825 E 42ND ST, DES MOINES, IA 50317-8105
Document Number	0000024379
Book / Page	20500 / 601
Instrument Date	Apr 24, 2026
Instrument	202624379
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 E 42ND ST, DES MOINES, IA 50317-8105

Mortgage

Document Number	0000024379,
Date	Apr 30, 2026
Book Page	20500/601
Instrument	202624379

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	May 1, 2066

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3825 E 42ND ST, DES MOINES, IA 50317-8105
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 E 29TH ST, DES MOINES, IA 50317-8801

Mortgage

Document Number	0000033024
Date	Jun 27, 2023
Book Page	19519/733
Instrument	2023-00033024

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 26, 2028

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3825 E 42ND ST, DES MOINES, IA 50317-8105
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 E 29TH ST 5B, 5B, DES MOINES, IA 50317-8863

Mortgage

Document Number	0000033026
Date	Jun 27, 2023
Book Page	19519/744
Instrument	2023-00033026

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 27, 2023
Property Address	3825 E 42ND ST, DES MOINES, IA 50317-8105
Document Number	0000033022
Book / Page	19519 / 708
Instrument Date	Jun 23, 2023
Instrument	2023-00033022
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 E 42ND ST, DES MOINES, IA 50317-8105

Mortgage

Document Number	0000033025
Date	Jun 27, 2023
Instrument	2023-00033025

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000033023
Date	Jun 27, 2023
Book Page	19519/710
Instrument	2023-00033023

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50310

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK IA
Recording Date	Feb 21, 2023
Property Address	3825 E 42ND ST, DES MOINES, IA 50317-8105
Document Number	0000007795
Book / Page	19399 / 673
Instrument Date	Feb 14, 2023
Instrument	2023-00007795
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 14, 2022
Property Address	3825 E 42ND ST, DES MOINES, IA 50317-8105
Document Number	0000091445
Book / Page	19352 / 301
Instrument Date	Dec 6, 2022
Instrument	2022-00091445
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 32ND ST SE, ALTOONA, IA 50009-2187

Mortgage

Document Number	0000091446
Date	Dec 14, 2022
Instrument	2022-00091446

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	63 Months
Due	Mar 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,700 Land $22,800 Building $207,900	$230,700 Land $22,800 Building $207,900
2024	$2,560.00
2023		$130,100 (+0.62%) Land $20,500 Building $109,600	$130,100 Land $20,500 Building $109,600
2022		$129,300 Land $17,400 Building $111,900
2021			$129,300 Land $17,400 Building $111,900
2020	$2,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3825 E 42nd St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3825 E 42nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Google Fiber, T-Mobile.

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