3825 Co Rd 4, Ashley, IN 46705 Property Records

DeKalb County property record for 3825 Co Rd 4, Ashley, IN 46705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,740 sqft · built 1986
Lot Size	18.2 acres (792,792 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2016)
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-02-03-400-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-03-400-005.000-018`
Alternative APN	`100203400005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Unfinished Basement	1,740 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	792,792 sqft (18.2 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,188 sqft
Parking Spaces	8 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	100203400005
Street Address	3825 COUNTY ROAD 4
City	ASHLEY
State	IN
Zip	46705-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SE1/4 SECTION 3 TWP 35 RANGE 13 ACRES 18.2000
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3006
Census Tract	20100

Owner

3825 Co Rd 4 is owned and occupied by an individual who bought it in June 2016.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3825 COUNTY ROAD 4, ASHLEY, IN 46705-9746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2016 · Amount on File
Deed Sale	Jun 27, 2016 · Amount on File
Prior Sale	Nov 29, 1999 · Amount on File
Deed Document Number	20163379
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	201603379
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	3825 COUNTY ROAD 4, ASHLEY, IN 46705-9746
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 COUNTY ROAD 4, ASHLEY, IN 46705-9746

Mortgage

Document Number	0202506851
Date	Dec 22, 2025
Instrument	202506851

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	215 W MAIN ST, FORT WAYNE, IN 46802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	3825 COUNTY ROAD 4, ASHLEY, IN 46705-9746
Transaction Type	Mortgage
Record Updated	Jul 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002139
Date	Apr 28, 2020
Instrument	202002139

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3825 Co Rd 4 was $3,258, up 9.3% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,258.00 (+9.29%)	$471,000 (+10.15%) Land $157,200 Building $313,800	$471,000 (+10.15%) Land $157,200 Building $313,800
2024	$2,981.00 (-1.32%)	$427,600 (+12.03%) Land $151,200 Building $276,400	$427,600 (+12.03%) Land $151,200 Building $276,400
2023	$3,021.00 (+4.68%)	$381,700 (+12.23%) Land $142,600 Building $239,100	$381,700 (+12.23%) Land $142,600 Building $239,100
2022	$2,886.00	$340,100 Land $124,000 Building $216,100	$340,100 Land $124,000 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3825 Co Rd 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3825 Co Rd 4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Steuben County REMC, Watch TV.

Nearby Properties on Co Rd 4

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures