Florence County property record for 3825 Charters Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,299 sqft · built 1992 |
| Lot Size | 0.33 acres (14,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (May 2026) |
| Tax Bill | $2,664 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00744-01-052 |
| Primary APN | 00744-01-052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,299 sqft Living Area |
| 1st Floor Area | 1,299 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,396 sqft (0.33 acres) |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 3825 CHARTERS DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 40A THE CHARTERS |
| Legal Lot Number | 40A |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 102 |
Source: Florence County assessment roll, APN 00744-01-052, as of March 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3825 CHARTERS DR, FLORENCE, SC 29501-8714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 05, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| May 05, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | Jun 07, 2013 · Amount on Record |
| Deed Document Number | 20265844 |
| Deed Book / Page | 1213 / 1190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | May 05, 2026 |
| Property Address | 3825 CHARTERS DR, FLORENCE, SC 29501-8714 |
| Document Number | 0000005844 |
| Book / Page | 1213 / 1190 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.5844 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,146.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3825 CHARTERS DR, FLORENCE, SC 29501-8714 |
| Document Number | 0000005845, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 2026..5845 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | May 05, 2026 |
| Property Address | 3825 CHARTERS DR, FLORENCE, SC 29501-8714 |
| Document Number | DMA12131190 |
| Book / Page | 1213 / 1190 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20265844 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,146.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3825 CHARTERS DR, FLORENCE, SC 29501-8714 |
| Document Number | 0000005845, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 20265845 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Florence County assessment roll as of March 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,664.00 (+4.96%) | $6,116 (-99.86%) Land $800 Building $5,316 | $152,914 (-98.63%) Land $20,000 Building $132,914 |
| 2023 | $2,538.00 (+12.05%) Additional exemption filed | $4,455,152 (+99,903.41%) Land $800,000 Building $3,655,152 | $11,137,880 (+9,899.98%) Land $2,000,000 Building $9,137,880 |
| 2022 | $2,265.00 Additional exemption filed | $4,455 Land $800 Building $3,655 | $111,379 Land $20,000 Building $91,379 |
Source: FEMA National Flood Hazard Layer, Florence County (45041C), as of March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450410001021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 56% of the US · above 71% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 115 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system SC2110001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLORENCE serves 79,745 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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