3824 Yvonne Ramirez Ct, Laredo, TX 78046 Property Records

Webb County property record for 3824 Yvonne Ramirez Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 2019
Lot Size	0.109 acres (4,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,200 (Dec 2019)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`953-06001-120`

Property Details

APN / Parcel Number

Primary APN	`953-06001-120`
Alternative APNs	`619681` `596879`

Interior

Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,738 sqft (0.109 acres)
Porch	Open Porch

Location & Zoning

Street Address	3824 YVONNE RAMIREZ CT
City	LAREDO
State	TX
Zip	78046-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS NORTE, BLOCK 1, LOT 12, PHASE XVII
Legal Subdivision	CUATRO VIENTOS NORTE
Legal Phase	XVII
Legal Block	1
Legal Lot Number	12
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1824

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3824 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 13, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	20191379483
Deed Book / Page	4708 / 666
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	004708/666
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3824 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953

Mortgage

Document Number	005921/414
Date	Oct 14, 2025
Book Page	5921/414
Instrument	1570162

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Jan 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3824 YVONNE RAMIREZ CT, LAREDO, TX 78046
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 YVONNE RAMIREZ CT, LAREDO, TX 78046

Mortgage

Document Number	005278/510
Date	May 23, 2022
Book Page	5278/510
Instrument	1468634

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jan 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3824 YVONNE RAMIREZ CT, LAREDO, TX 78046
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 YVONNE RAMIREZ CT, LAREDO, TX 78046

Mortgage

Document Number	005151/617
Date	Nov 12, 2021
Book Page	5151/617
Instrument	1448481

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2050

December 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 13, 2019
Property Address	3824 YVONNE RAMIREZ CT, LAREDO, TX 78046
Document Number	004708/666
Book / Page	4708 / 666
Map Reference	VOL 36 PG 87&88
Instrument Date	Dec 11, 2019
Instrument	1379483
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 YVONNE RAMIREZ COURT, LAREDO, TX 78046

Mortgage

Document Number	0001379484
Date	Dec 13, 2019
Instrument	1379484

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,813 (-0.5%) Land $46,717 Building $169,096	$215,813 (-0.5%) Land $46,717 Building $169,096
2025	$1,097.00 (-18.38%)	$216,908 (+13.31%) Land $46,717 Building $170,191	$216,908 (+13.31%) Land $46,717 Building $170,191
2024	$1,344.00 (+11.17%)
2023		$191,425 Land $37,951 Building $153,474	$191,425 Land $37,951 Building $153,474
2022	$1,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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