3824 Sheets Rd NW, Lancaster, OH 43130 Property Records

Fairfield County property record for 3824 Sheets Rd NW, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,194 sqft · built 2019
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$67,900 (May 2018)
Tax Bill	$7,186 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`013-00365.11`

Property Details

APN / Parcel Number

Primary APN	`013-00365.11`
Alternative APN	`0014 00019`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	2,194 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	108,900 sqft (2.5 acres)
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	158 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0014 00019
Street Address	3824 SHEETS RD NW
City	LANCASTER
State	OH
Zip	43130-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 19 T 15 S 14 NE TRACT-1
Legal Range	19
Legal Township	15
Legal Section	14
Legal Tract	1
Jurisdiction	FAIRFIELD OH
Township / Civil Division	GREENFIELD
Census Block Group	3
Census Block	3022
Census Tract	30902

Owner

3824 Sheets Rd NW is owned by two individuals who bought it in May 2018.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5099 SUTHERLAND DR, COLUMBUS, OH 43207-5083
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit BMI FCU
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Feb 24, 2020	Deed of Trust, Mortgage NFM LNDG
Jul 29, 2019	Loan Modification, Mortgage INDEPENDENT BK
Dec 7, 2018	Trustee's Deed, Construction Loan · Construction Mortgage INDEPENDENT BK
May 21, 2018	Deed, Transfer · ARM INDEPENDENT BANK
May 22, 2017	Warranty Deed, Transfer HOCKING VALLEY TITLE AGENCY, HOCKING VALLEY TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	201800008575
Deed Book / Page	1765 / 2820
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	3824 SHEETS RD NW, LANCASTER, OH 43130-9104
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018970
Date	Nov 5, 2025
Instrument	202500018970

Lender

Name	BMI FCU
Type	Credit Union
Address	6165 EMERALD PKWY, DUBLIN, OH 43016

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	3824 SHEETS RD NW, LANCASTER, OH 43130-9104
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029257
Date	Nov 5, 2021
Instrument	202100029257

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 25, 2046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	3824 SHEETS RD NW, LANCASTER, OH 43130-9104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VALMER LAND TITLE AGENCY BOX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002037
Date	Jan 22, 2021
Instrument	202100002037

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	3824 SHEETS RD NW, LANCASTER, OH 43130-9104
Document Number	0000004789
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3824 SHEETS RD NW LANCASTER OH 431309104, LANCASTER, OH 43130-9104

Mortgage

Document Number	0000004789
Date	Mar 9, 2020
Book Page	001817/002049
Instrument	4789

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAIRFIELD OH
Property Address	3824 SHEETS RD NW, LANCASTER, OH 43130-9104
Document Number	0000013699
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5099 SUTHERLAND DR COLUMBUS OH 432075083, COLUMBUS, OH 43207-5083

Mortgage

Document Number	0000013699
Date	Aug 9, 2019
Book Page	001798/002307
Instrument	13699

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Dec 7, 2018
Property Address	3824 SHEETS RD NW, LANCASTER, OH 43130-9104
Instrument Date	Dec 3, 2018
Instrument	22355
Transaction Type	Construction Loan
Record Updated	Dec 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	0 SHEETS RD NW LANCASTER OH 43130, LANCASTER, OH 43130

Mortgage

Document Number	0000022355
Date	Dec 7, 2018
Instrument	22355

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2048

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD OH
Recording Date	May 21, 2018
Property Address	3824 SHEETS RD NW, LANCASTER, OH 43130-9104
Document Number	0000008575
Book / Page	1765 / 2820
Instrument Date	May 15, 2018
Instrument	201800008575
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 W MAIN ST, IONIA, MI 48846-1617

Mortgage

Document Number	0000008576
Date	May 21, 2018
Instrument	201800008576

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.99%
Index	1-Year LIBOR
Max Rate	9.9%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	May 22, 2017
Property Address	3824 SHEETS RD NW, LANCASTER, OH 43130-9104
Document Number	0000008987
Book / Page	001738 / 002066
Instrument Date	May 12, 2017
Instrument	8987
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	HOCKING VALLEY TITLE AGENCY, HOCKING VALLEY TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$276.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Greenfield Township
Unified School District	Bloom-Carroll Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,410 Land $39,610 Building $141,800	$518,300 Land $113,170 Building $405,130
2023	$7,186.00	$164,580 (-) Land $26,800 Building $137,780
2022		$164,580 Land $26,800 Building $137,780	$470,230 Land $76,580 Building $393,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3824 Sheets Rd NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3824 Sheets Rd NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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