3824 Rossberg St SE, Lacey, WA 98503 Property Records

Thurston County property record for 3824 Rossberg St SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 2010
Lot Size	0.112 acres (4,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,719 (Nov 2015)
Tax Bill	$4,628 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72490006500`

Property Details

APN / Parcel Number

Primary APN	`72490006500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,503 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	1,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,892 sqft (0.112 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	40 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3824 ROSSBERG ST SE
City	LACEY
State	WA
Zip	98503-3590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Description	SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SW SE PLAT SCHILTER FARM LT 65 DOCUMENT 3810790
Legal Range	01
Legal Township	18
Legal Section	29
Legal Subdivision	SCHILTER FARM
Legal Block	2
Legal Lot Number	65
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	2
Census Block	2007
Census Tract	11626

Owner

Source: Thurston County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 18, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Prior Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	20154476256
Last Transfer Date	Jan 19, 2017
Transfer Doc	0004557462
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Recording Date	Jul 15, 2026
Property Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590
Document Number	0005108163
Instrument Date	Jun 25, 2026
Instrument	20265108163
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590

Mortgage

Document Number	0005108163,
Date	Jul 15, 2026
Instrument	20265108163

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590

Mortgage

Document Number	0005074417
Date	Oct 8, 2025
Instrument	5074417

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004873167
Date	Aug 10, 2021
Instrument	4873167

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004803031
Date	Nov 24, 2020
Instrument	4803031

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590
Document Number	0004628169
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3824 ROSSBERG ST SE LACEY WA 985033590, LACEY, WA 98503-3590

Mortgage

Document Number	0004628169
Date	May 29, 2018
Instrument	4628169

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	THURSTON WA
Recording Date	Apr 6, 2017
Property Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590
Document Number	0004557462
Map Reference	AF3810190
Instrument Date	Jan 19, 2017
Instrument	4557462
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 ROSSBERG ST SE, LACEY, WA 98503-3590

Mortgage

Document Number	0004557463
Date	Apr 6, 2017
Instrument	4557463

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,628.00 (+23.81%)
2025		$444,400 (+13.63%) Land $130,400 Building $314,000	$444,400 (+13.63%) Land $130,400 Building $314,000
2023	$3,738.00
2022		$391,100 Land $53,800 Building $337,300	$391,100 Land $53,800 Building $337,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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