3824 Jerome Rd, Lake Wales, FL 33898 Property Records

Polk County property record for 3824 Jerome Rd, Lake Wales, FL 33898

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 2007
Lot Size	0.94 acres (40,964 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Mar 2024)
Tax Bill	$5,666 (2025)
Deeds & Mortgages	Mar 2024 Sale Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-05-936590-007120`

Property Details

APN / Parcel Number

Primary APN	`28-29-05-936590-007120`
Alternative APNs	`052928936590007120` `52928000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	2,175 sqft
1st Floor Area	1,775 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	40,964 sqft (0.94 acres)
Lot Dimensions	652 ft deep x 120 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	115 sqft
Patio Area	119 sqft
Shed	1 Shed
Boat Access	Boat Access

Location & Zoning

Street Address	3824 JEROME RD
City	LAKE WALES
State	FL
Zip	33898-8916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	XX
Legal Description	LAKE PIERCE HEIGHTS PB 37 PG 22 BLK G LOTS 11 & 12
Legal Range	28E
Legal Township	29S
Legal Section	05
Legal Subdivision	LAKE PIERCE HEIGHTS
Legal Tract	936590
Legal Block	G
Legal Lot Number	11,12
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1000
Census Tract	14129

Owner

3824 Jerome Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3824 JEROME RD, LAKE WALES, FL 33898-8916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer NU WORLD TITLE LLC
Jun 29, 2021	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Dec 10, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE FIRM
May 12, 2017	Warranty Deed, Transfer · FHA Mortgage REVERSE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	202448321
Deed Book / Page	13024 / 472
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 1, 2024
Property Address	3824 JEROME RD, LAKE WALES, FL 33898-8916
Document Number	0000048321
Book / Page	13024 / 472
Map Reference	MB 37 PG 22
Instrument Date	Jun 23, 2023
Instrument	2024048321
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10825 N MARINA PKWY, LAKE WALES, FL 33898-8456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15298 LAKE ROAD 1, GARDNER, KS 66030-9657

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 29, 2021
Property Address	3824 JEROME RD, LAKE WALES, FL 33898-8916
Document Number	0000167530
Book / Page	11780 / 918
Map Reference	MB 37 PG 22
Instrument Date	Jun 24, 2021
Instrument	2021167530
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 SANTA ROSA DR, 240, WINTER HAVEN, FL 33884-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 JEROME RD, LAKE WALES, FL 33898-8916

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 10, 2020
Property Address	3824 JEROME RD, LAKE WALES, FL 33898-8916
Document Number	0114901299
Book / Page	011490 / 001299
Instrument Date	Oct 30, 2020
Instrument	267107
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3824 JEROME RD LAKE WALES FL 338988916, LAKE WALES, FL 33898-8916

Mortgage

Document Number	114901309
Date	Dec 10, 2020
Book Page	011490/001309
Instrument	267113

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 12, 2017
Property Address	3824 JEROME RD, LAKE WALES, FL 33898-8916
Document Number	0101460120
Book / Page	010146 / 000120
Instrument Date	May 10, 2017
Instrument	91482
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10439 FLOWERS AVE ORLANDO FL 328255531, ORLANDO, FL 32825-5531

Mortgage

Document Number	101460121
Date	May 12, 2017
Book Page	010146/000121
Instrument	91483

Lender

Name	REVERSE MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	768 Months
Due	May 11, 2081

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3824 Jerome Rd was $5,666 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,786 (+2.7%)	$490,133 (+2.77%) Land $209,196 Building $280,937
2025	$5,666.00 Homeowner's exemption	$476,909 Land $209,196 Building $267,713	$476,909 Land $209,196 Building $267,713
2023	$3,508.00 (+2.99%) Homeowner's exemption	$268,270 (+3%)	$452,440 (+16.45%) Land $203,580 Building $248,860
2022	$3,406.00 Homeowner's exemption	$260,456	$388,516 Land $169,884 Building $218,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3824 Jerome Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3824 Jerome Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST WATER SYSTEM serves 5,052 people · EPA ID FL3531744
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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