3824 Highpoint Ct, Hamilton, MI 49419 Property Records

Allegan County property record for 3824 Highpoint Ct, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,588 sqft · built 2004
Lot Size	4.01 acres (174,719 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,618 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-035-001-10`

Property Details

APN / Parcel Number

Primary APN	`18-035-001-10`
Alternative APN	`03-18-035-001-10`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Lot Area	174,719 sqft (4.01 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3824 HIGHPOINT CT
City	HAMILTON
State	MI
Zip	49419-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 LOW DE
Legal Description	COM AT NE COR TH S 1561' M OR L TH W 898' TO POB TH E 308' TH S 924' M OR L TO RABBIT RIVER TH W 490' M OR L ALG RIVER TH N 745' M OR L TO POB SEC 35 T4N R14W (04).
Legal Range	14W
Legal Township	04N
Legal Section	35
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	2
Census Block	2047
Census Tract	30301

Owner

3824 Highpoint Ct is owned and occupied by two individuals who acquired it in November 2020.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Mar 22, 2023	Warranty Deed, Transfer · Closed-End Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2023	Intrafamily Transfer, Transfer
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Nov 2, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020
Deed Sale	Nov 2, 2020
Prior Sale	Apr 14, 2011 · Amount on File
Deed Book / Page	4532 / 248
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	4532/248
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005114/716
Date	Mar 2, 2026
Book Page	5114/716
Instrument	2026002961

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 22, 2023
Property Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122
Document Number	004843/267
Book / Page	4843 / 267
Instrument Date	Mar 17, 2023
Instrument	2023003590
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122

Mortgage

Document Number	0004843272
Date	Mar 22, 2023
Instrument	4843-272

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11%
Index	FHLBNY's 5-Year Index
Max Rate	11%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 19, 2023
Property Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122
Document Number	004830/751
Book / Page	4830 / 751
Instrument Date	Jan 18, 2023
Instrument	2023000822
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 138TH AVE, HAMILTON, MI 49419-9108

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4132/274
Date	Apr 20, 2017
Book Page	4132/274

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4256/832
Date	Jun 22, 2018
Book Page	4256/832

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Nov 2, 2020
Property Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122
Document Number	4532/248
Book / Page	4532 / 248
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 HIGHPOINT CT, HAMILTON, MI 49419-9122

Tax Assessment & Valuation

The 2025 property tax bill for 3824 Highpoint Ct was $6,618 with a homeowner's exemption, up 2.3% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,600 (+11.13%) Land $59,500 Building $175,100	$469,200 (+11.13%) Land $119,000 Building $350,200
2025	$6,618.00 (+2.33%) Homeowner's exemption	$211,100 Land $47,900 Building $163,200	$422,200 Land $95,800 Building $326,400
2024	$6,467.00
2023		$202,800 Land $49,800 Building $153,000	$405,600 Land $99,600 Building $306,000
2022	$3,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3824 Highpoint Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3824 Highpoint Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000

Cell Coverage

4G LTE only, no 5G reported

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