3824 Flat Field Ter, Richmond, VA 23223 Property Records

Henrico County property record for 3824 Flat Field Ter, Richmond, VA 23223

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,039 sqft · built 2001
Lot Size0.181 acres (7,885 sqft)
OwnerIndividual Name on File
Last Sale$276,000 (Feb 2023)
Tax Bill$2,470 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Sep 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN814-725-8101

Property Details

APN / Parcel Number

Primary APN814-725-8101
Alternative APN
  • TU0796401

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,039 sqft Living Area
Gross Area1,605 sqft
1st Floor Area960 sqft
Basement Area528 sqft
Finished Basement528 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area7,885 sqft (0.181 acres)
PorchSlab
Porch Area38 sqft
Balcony Area79 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account NumberTU0796401
Street Address3824 FLAT FIELD TER
CityRICHMOND
StateVA
Zip23223-5961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4AC
Legal Description0147180000A 0037; OAKLEY MEADOWS BL A LT 37 12 B1 106
Legal SubdivisionOAKLEY MEADOWS
Legal Lot Number12,37
JurisdictionHENRICO VA
Township / Civil DivisionFAIRFIELD
Census Block Group2
Census Block2000
Census Tract201206

Owner

3824 Flat Field Ter is owned and occupied by an individual who bought it in February 2023.

Source: Henrico County records, as of June 8, 2026

Owner of RecordIndividual Name on File
Mailing Address3824 FLAT FIELD TER, RICHMOND, VA 23223-5961
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Sep 19, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 11, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2023 · Amount on File
Deed SaleFeb 23, 2023 · Amount on File
Prior SaleSep 19, 2022 · Amount on File
Deed Document Number20233810
Deed Book / Page6450 / 1243
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateFeb 23, 2023
Property Address3824 FLAT FIELD TER, RICHMOND, VA 23223-5961
Document Number0064501243
Book / Page6450 / 1243
Instrument DateFeb 8, 2023
Instrument202300003810
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3824 FLAT FIELD TER, RICHMOND, VA 23223-5961

Mortgage

Document Number202300003811
DateFeb 23, 2023
Instrument202300003811
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number0064501269
DateFeb 23, 2023
Book Page6450/1269
Instrument202300003812
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053
Interest
Rate TypeFixed Rate

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateSep 19, 2022
Property Address3824 FLAT FIELD TER, RICHMOND, VA 23223-5961
Document Number0006414366
Book / Page6414 / 366
Instrument DateSep 7, 2022
Instrument202200032267
Transaction TypeTransfer
Record UpdatedOct 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9137 CHAMBERLAYNE RD STE 100, 100, MECHANICSVILLE, VA 23116-2534

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3824 FLAT FIELD TER, RICHMOND, VA 23223-5961
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062472232
DateAug 11, 2021
Book Page6247/2232
Instrument202100040445
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term245 Months
DueJan 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3824 Flat Field Ter was $2,470.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,470.00$297,700 (+9.53%) Land $45,000 Building $252,700$297,700 (+9.53%) Land $45,000 Building $252,700
2025$271,800 Land $45,000 Building $226,800$271,800 Land $45,000 Building $226,800
2023$2,109.00$248,200 Land $45,000 Building $203,200$248,200 Land $45,000 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3824 Flat Field Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3824 Flat Field Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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