38238 Crown Pl, Lady Lake, FL 32159 Property Records

Lake County property record for 38238 Crown Pl, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,456 sqft · built 1988
Lot Size	2.98 acres (130,065 sqft)
Owner	2 Company Names on Record
Last Sale	$540,000 (Apr 2023)
Tax Bill	$7,782 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-18-24-0003-000-01402`

Property Details

APN / Parcel Number

Primary APN	`24-18-24-0003-000-01402`
Alternative APN	`2863030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,456 sqft Living Area
Gross Area	5,581 sqft
1st Floor Area	2,622 sqft
Basement Area	2,292 sqft
Finished Basement	1,834 sqft
Unfinished Basement	458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	130,065 sqft (2.98 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	694 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2863030
Street Address	38238 CROWN PL
City	LADY LAKE
State	FL
Zip	32159-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG SE COR OF SE 1/4 OF NE 1/4 OF SW 1/4 RUN N 0DEG 05MIN 20SEC E ALONG E LINE OF SAID SE 1/4 OF NE 1/4 OF SW 1/4 A DIST OF 221.75 FT N 89DEG 52MIN 33SEC W 611.6 FT S 13DEG 0MIN 45SEC E 227.46 FT TO S LINE OF SE 1/4 OF NE 1/4 OF SW 1/4 S 89DEG 52MIN
Legal Range	24E
Legal Township	18S
Legal Section	24
Legal Quarter	3
Legal Tract	0003
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2028
Census Tract	30410

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	38238 CROWN PL, LADY LAKE, FL 32159-4115
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	202342918
Deed Book / Page	6124 / 2119
Last Transfer Date	Dec 23, 2024
Transfer Doc	0064730954
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 13, 2023
Property Address	38238 CROWN PL, LADY LAKE, FL 32159-4115
Document Number	0061242119
Book / Page	6124 / 2119
Instrument Date	Apr 10, 2023
Instrument	2023042918
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 SE 183RD AVENUE RD, OCKLAWAHA, FL 32179-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38238 CROWN PL, LADY LAKE, FL 32159-4115

Mortgage

Document Number	0061242121
Date	Apr 13, 2023
Instrument	6124/2121

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 22, 2021
Property Address	38238 CROWN PL, LADY LAKE, FL 32159-4115
Document Number	0058191457
Book / Page	5819 / 1457
Instrument Date	Oct 15, 2021
Instrument	2021145949
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38238 CROWN PL, LADY LAKE, FL 32159-4115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 NW 33RD AVE, MATLACHA, FL 33993-8918

Mortgage

Document Number	0058191460
Date	Oct 22, 2021
Instrument	5819/1460

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	38238 CROWN PL, LADY LAKE, FL 32159-4115
Document Number	0049451094
Book / Page	004945 / 001094
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38238 CROWN PL LADY LAKE FL 321594115, LADY LAKE, FL 32159-4115

Mortgage

Document Number	0049451094
Date	May 17, 2017
Book Page	004945/001094
Instrument	53403

Lender

Name	HOWARD BK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,739 (-0.02%) Land $147,510 Building $377,229	$524,739 (-0.02%) Land $147,510 Building $377,229
2025		$524,841 (+15.71%) Land $147,510 Building $377,331	$524,841 (+12.49%) Land $147,510 Building $377,331
2024	$7,782.00 (+26.64%)
2023	$6,145.00 (+3.12%)	$453,590 (+3%)	$466,557 (+5.94%) Land $100,575 Building $365,982
2022	$5,959.00 Homeowner's exemption Additional exemption filed	$440,380	$440,380 Land $74,500 Building $365,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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