St. Mary's County property record for 38237 Owens Rd, Avenue, MD 20609
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,578 sqft · built 1988 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Nov 2025) |
| Tax Bill | $4,077 (2025) |
| Deeds & Mortgages | Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-035810 |
| Primary APN | 07-035810 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,578 sqft Total Area |
| 1st Floor Area | 168 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Mixed |
| Garage Area | 1,488 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 035810 |
|---|---|
| Street Address | 38237 OWENS RD |
| City | AVENUE |
| State | MD |
| Zip | 20609-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 1 PLAT 27/45 ST DOUGHERTYS |
| Legal Subdivision | ST DOUGHERTYS |
| Legal Lot Number | 1 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 875300 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38237 OWENS RD, AVENUE, MD 20609-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Apr 25, 2016 · Amount on Record |
| Deed Book / Page | 6793 / 471 |
| Prior Transfer Date | Apr 19, 2016 |
| Prior Transfer Doc | 0043760259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Nov 4, 2025 |
| Property Address | 38237 OWENS RD, AVENUE, MD 20609-2648 |
| Document Number | 0067930471 |
| Book / Page | 6793 / 471 |
| Map Reference | MB 27 PL 45 |
| Instrument Date | Nov 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38237 OWENS ROAD, CLEMENTS, MD 20624 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,933 (+5.51%) | $406,100 (-) Land $120,100 Building $286,000 | |
| 2025 | $4,077.00 (+11.58%) | $365,767 (+11.98%) | $406,100 (+17.51%) Land $120,100 Building $286,000 |
| 2023 | $3,654.00 | $326,633 | $345,600 Land $115,100 Building $230,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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