38237 N Central Ave, Phoenix, AZ 85086 Property Records

Maricopa County property record for 38237 N Central Ave, Phoenix, AZ 85086

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,008 sqft · built 1996
Lot Size	1.02 acres (44,550 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Sep 2012)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`211-23-124`

Property Details

APN / Parcel Number

Primary APN	`211-23-124`
Alternative APN	`211231245`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,008 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	3,008 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	44,550 sqft (1.02 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38237 N CENTRAL AVE
City	PHOENIX
State	AZ
Zip	85086-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	DESERT HILLS ESTATES LOT 1-158 TR A MCR 315-06
Legal Range	3E
Legal Township	6N
Legal Section	29
Legal Subdivision	DESERT HILLS ESTATES LOT 1-158 TR A
Legal Tract	A
Legal Lot Number	70
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3018
Census Tract	610500

Owner

38237 N Central Ave is owned by a company that bought it in September 2012.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 1525, CAVE CREEK, AZ 85327-1525
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Prior Sale	May 4, 2012 · Amount on File
Deed Document Number	2012881730
Prior Transfer Date	May 8, 1997
Prior Transfer Doc	0000322800
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	38237 N CENTRAL AVE, PHOENIX, AZ 85086-6421
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1525, CAVE CREEK, AZ 85327-1525

Mortgage

Document Number	0000501017
Date	May 5, 2021
Instrument	20210501017

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 38237 N Central Ave was $4,851.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,280 (+67.54%)	$762,800 (+9.33%) Land $152,500 Building $610,300
2025	$4,851.00	$45,529 (-40.37%)	$697,700 (-8.62%) Land $139,500 Building $558,200
2024		$76,350	$763,500 Land $152,700 Building $610,800
2023	$4,499.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38237 N Central Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	2 (2014–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38237 N Central Ave is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Arizona
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESERT HILLS WATER private · serves 4,220 people · EPA ID AZ0407026
Water Source	Purchased surface water from CAVE CREEK WATER
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
CenturyLink DSL	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications, Verizon.

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