Lake County property record for 38232 Union St, Willoughby, OH 44094
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,808 sqft · built 1912 |
| Lot Size | 0.133 acres (5,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,000 (Jun 1990) |
| Tax Bill | $6,120 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-026-D-00-035-0 |
| Primary APN | 27-A-026-D-00-035-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Total Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 688 sqft |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,824 sqft (0.133 acres) |
| Lot Dimensions | 104 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Porch | Enclosed Porch |
| Porch Area | 396 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | D 24 |
|---|---|
| Street Address | 38232 UNION ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7801 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-MFL |
| Legal Description | LOT 1, 30 & 31 TRACT 13 |
| Legal Tract | 13 |
| Legal Lot Number | 1,30-31 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 201400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Willoughy Historic District listed 1995 · 67 contributing resources · NRIS 95001362 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
38232 Union St, a duplex, is owned and occupied by an individual who bought it in June 1990.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1082, WILLOUGHBY, OH 44096-1082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1990 · Amount on File |
| Deed Sale | Jun 24, 1990 · Amount on File |
| Deed Document Number | 2338 |
| Record Updated | Jun 7, 2026 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,120.00 (+49.05%) Homeowner's exemption | $64,640 (-) Land $11,880 Building $52,760 | |
| 2022 | $4,106.00 | $64,640 Land $11,880 Building $52,760 | |
| 2021 | $184,670 Land $33,940 Building $150,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38232 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38232 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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