3823 W 6th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3823 W 6th St, Duluth, MN 55807

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1.75 ba · 1,584 sqft · built 1909
Lot Size	0.151 acres (6,615 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2026)
Tax Bill	$3,158 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2140-00350`

Property Details

APN / Parcel Number

Primary APN	`010-2140-00350`
Alternative APN	`1082289`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,584 sqft Gross Area
1st Floor Area	824 sqft
Basement Area	206 sqft
Finished Basement	206 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	6,615 sqft (0.151 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1082289
Street Address	3823 W 6TH ST
City	DULUTH
State	MN
Zip	55807-1615
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 4 AND 5 INC LOTS 28 AND 29 BLK 11CHANDLER PARK SERIAL #
Legal Subdivision	HAZELWOOD PARK DIVISION OF WEST DULUTH
Legal Block	4
Legal Lot Number	4-5,28
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3823 W 6TH ST, DULUTH, MN 55807-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Dec 10, 2019	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	20261536963
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 23, 2026
Property Address	3823 W 6TH ST, DULUTH, MN 55807-1615
Document Number	0001536963
Instrument Date	Jul 15, 2026
Instrument	20261536963
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3823 W 6TH ST, DULUTH, MN 55807-1615

Mortgage

Document Number	0001536963,
Date	Jul 23, 2026
Instrument	20261536963

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 10, 2019
Property Address	3823 W 6TH ST, DULUTH, MN 55807-1615
Document Number	00A1369265
Instrument Date	Nov 27, 2019
Instrument	A1369265
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3823 W 6TH ST #1 DULUTH MN 558071615, 1, DULUTH, MN 55807-1615

Mortgage

Document Number	A1369266
Date	Dec 10, 2019
Instrument	A1369266

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3823 W 6TH ST, DULUTH, MN 55807-1615
Document Number	0001350450
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3823 W 6TH ST DULUTH MN 558071615, DULUTH, MN 55807-1615

Mortgage

Document Number	0001350450
Date	Feb 21, 2019
Instrument	1350450

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3823 W 6TH ST, DULUTH, MN 55807-1615
Document Number	00A1334563
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3823 W 6TH ST DULUTH MN 558071615, DULUTH, MN 55807-1615

Mortgage

Document Number	00A1334563
Date	Jun 13, 2018
Instrument	A1334563

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Type	Bank
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2033

Interest

Rate	5.1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,158.00 (+43.55%)
2025	$2,200.00 (+1.95%) Homeowner's exemption	$199,600 (+7.43%) Land $17,000 Building $182,600	$199,600 (+7.43%) Land $17,000 Building $182,600
2024	$2,158.00	$185,800 (+14.62%) Land $18,200 Building $167,600	$185,800 (+14.62%) Land $18,200 Building $167,600
2022		$162,100 Land $18,800 Building $143,300	$162,100 Land $18,800 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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