3823 Sugarloaf Pkwy, Frederick, MD 21704 Property Records

Frederick County property record for 3823 Sugarloaf Pkwy, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,379 sqft · built 2003
Lot Size	0.074 acres (3,220 sqft)
Owner	2 Company Names on Record
Last Sale	$330,680 (Aug 2003)
Tax Bill	$6,827 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-232136`

Property Details

APN / Parcel Number

Primary APN	`07-232136`
Alternative APNs	`7232136` `232136`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,379 sqft Living Area
1st Floor Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,220 sqft (0.074 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	232136
Street Address	3823 SUGARLOAF PKWY
City	FREDERICK
State	MD
Zip	21704-7885
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 8012 SEC M8 3,220 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	8012
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1010
Census Tract	752202

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10605 FARMBROOKE LN, POTOMAC, MD 20854-6382
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Jun 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2003 · Amount on Record
Deed Sale	Aug 18, 2003 · Amount on Record
Deed Document Number	20035812
Deed Book / Page	4018 / 582
Last Transfer Date	Mar 3, 2021
Transfer Doc	0150410431
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3823 SUGARLOAF PKWY, FREDERICK, MD 21704-7885
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	PINNACLE T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3823 SUGARLOAF PKWY, FREDERICK, MD 21704-7885

Mortgage

Document Number	0144500048
Date	Jan 13, 2021
Book Page	14450/48

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2021
Property Address	3823 SUGARLOAF PKWY, FREDERICK, MD 21704-7885
Document Number	0150410431
Book / Page	15041 / 431
Map Reference	MB 71 PL 1
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10605 FARMBROOKE LN, POTOMAC, MD 20854-6382

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,433 (+9.47%)	$568,700 (-) Land $170,000 Building $398,700
2025	$6,827.00 (+7.78%)	$478,167 (+19%)	$568,700 (+31.37%) Land $170,000 Building $398,700
2024	$6,334.00 (+9.38%)
2023	$5,791.00	$401,833	$432,900 Land $135,000 Building $297,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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