Mobile County property record for 3823 Higgins Rd, Mobile, AL 36619
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,284 sqft · built 1992 |
| Lot Size | 0.384 acres (16,743 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Sep 2025) |
| Tax Bill | $1,014 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R02330624400001003 |
| Primary APN | R02330624400001003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 2,284 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,743 sqft (0.384 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 306 sqft |
| Deck Area | 130 sqft |
| Shed | 1 Shed |
| Shed Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1135131 |
|---|---|
| Street Address | 3823 HIGGINS RD |
| City | MOBILE |
| State | AL |
| Zip | 36619-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BELLE ISLE UNIT TWO MBK 29 P 8 #SEC 24 T5S R2W #MP33 06 24 4 000 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | BELLE ISLE |
| Legal Lot Number | 10 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 7000 |
Source: Mobile County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3823 HIGGINS RD, MOBILE, AL 36619-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Deed Document Number | 202558004 |
| Prior Transfer Date | Dec 23, 2008 |
| Prior Transfer Doc | 0000007770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 3823 HIGGINS RD, MOBILE, AL 36619-8903 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3823 HIGGINS RD, MOBILE, AL 36619-8903 |
| Document Number | 0000017276 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026017276 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | 106 SAINT FRANCIS ST # 100, MOBILE, AL 36602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 24, 2025 |
| Property Address | 3823 HIGGINS RD, MOBILE, AL 36619-8903 |
| Document Number | 0000058004 |
| Map Reference | MB 29 PG 8 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025058004 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE INC JG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16530 WALKER SPRINGS RD, GAINESTOWN, AL 36540-3200 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3823 HIGGINS RD, MOBILE, AL 36619-8903 |
| Document Number | 0000058005 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025058005 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014.00 (-20.53%) | $22,160 (+4.78%) Land $6,000 Building $16,160 | $221,600 (+4.78%) Land $60,000 Building $161,600 |
| 2024 | $1,276.00 (-3.84%) Homeowner's exemption | $21,150 (-3.64%) Land $6,000 Building $15,150 | $211,500 (-3.64%) Land $60,000 Building $151,500 |
| 2023 | $1,327.00 Homeowner's exemption | $21,950 Land $6,500 Building $15,450 | $219,500 Land $65,000 Building $154,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 313 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 313 in force |
| Nearby Flood Claims | 407 (1979–2023) |
| Claims Outside the SFHA | 65 of 407 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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