3823 Coles Pl, De Soto, MO 63020 Property Records

Jefferson County property record for 3823 Coles Pl, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 2022
Lot Size	0.249 acres (10,847 sqft)
Owner	2 Individual Names on File
Last Sale	$245,847 (Jun 2023)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`239.031.04015002`

Property Details

APN / Parcel Number

Primary APN	`239.031.04015002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,847 sqft (0.249 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	288 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3823 COLES PL
City	DE SOTO
State	MO
Zip	63020-5474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	VALLE LAKE LOT 33 & W1/2 LOT 34 BLOCK B
Legal Range	5E
Legal Township	39N
Legal Section	31
Legal Subdivision	VALLE LAKE
Legal Block	B
Legal Lot Number	33,34
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	1
Census Block	1063
Census Tract	701401

Owner

3823 Coles Pl is owned and occupied by two individuals who bought it in June 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3823 COLES PL, DE SOTO, MO 63020-5474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 6, 2023	Warranty Deed, Transfer
Apr 13, 2022	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Apr 13, 2022	Quit Claim Deed, Transfer INVESTORS TITLE COMPANY
Jan 24, 2022	Intrafamily Transfer, Transfer
Jan 13, 2022	Deed, Transfer
Dec 27, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Apr 13, 2022 · Amount on File
Deed Document Number	202313465
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	0000012545
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 6, 2023
Property Address	3823 COLES PL, DE SOTO, MO 63020-5474
Document Number	0000013465
Map Reference	MB 17 PG 10
Instrument Date	May 31, 2023
Instrument	2023R-013465
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1819 CHAMPIONSHIP LN, FESTUS, MO 63028-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14240 EASY ST, DE SOTO, MO 63020-5485

Mortgage

Document Number	0000013467
Date	Jun 6, 2023
Instrument	2023R-013467

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 6, 2023
Property Address	3823 COLES PL, DE SOTO, MO 63020-5474
Document Number	0000013466
Map Reference	MB 17 PG 10
Instrument Date	May 31, 2023
Instrument	2023R-013466
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1819 CHAMPIONSHIP LN, FESTUS, MO 63028-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14240 EASY ST, DE SOTO, MO 63020-5485

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 13, 2022
Property Address	3823 COLES PL, DE SOTO, MO 63020-5474
Document Number	0000012546
Map Reference	MB 17 PG 10
Instrument Date	Apr 8, 2022
Instrument	2022R-012546
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1819 CHAMPIONSHIP LN, 1819, FESTUS, MO 63028-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 CHAMPIONSHIP LN, FESTUS, MO 63028-5629

Mortgage

Document Number	0000012547
Date	Apr 13, 2022
Instrument	2022R-012547

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 13, 2022
Property Address	3823 COLES PL, DE SOTO, MO 63020-5474
Document Number	0000012545
Map Reference	MB 17 PG 10
Instrument Date	Apr 1, 2022
Instrument	2022R-012545
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 HICKORY FARM LN, 104, BONNE TERRE, MO 63628-3616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 CHAMPIONSHIP LN, FESTUS, MO 63028-5629

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jan 24, 2022
Property Address	3823 COLES PL, DE SOTO, MO 63020-5474
Document Number	0000002800
Map Reference	MB 017 PG 010
Instrument Date	Jan 24, 2022
Instrument	2022R-002800
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 CHAMPIONSHIP LN, FESTUS, MO 63028-5629

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 13, 2022
Property Address	3823 COLES PL, DE SOTO, MO 63020-5474
Document Number	0000001727
Map Reference	MB 017 PG 010
Instrument Date	Jan 13, 2022
Instrument	2022R-001727
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 CHAMPIONSHIP LN, FESTUS, MO 63028-5629

December 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	JEFFERSON MO
Recording Date	Dec 27, 2021
Property Address	3823 COLES PL, DE SOTO, MO 63020-5474
Document Number	0000055278
Map Reference	MB 17 PG 10
Instrument Date	Aug 23, 2021
Instrument	2021R-055278
Transaction Type	Foreclosure
Record Updated	Jan 2, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 MAPLE ST, HILLSBORO, MO 63050-4317

Tax Assessment & Valuation

The 2025 property tax bill for 3823 Coles Pl was $1,626.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,800 (-) Land $1,300 Building $22,500	$125,500 Land $6,900 Building $118,600
2025	$1,626.00	$23,800 Land $1,300 Building $22,500
2024			$125,500 (+81.36%) Land $6,900 Building $118,600
2023	$904.00	$13,100 Land $1,300 Building $11,800	$69,200 Land $6,900 Building $62,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3823 Coles Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3823 Coles Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLE LAKE SUBD private · serves 625 people · EPA ID MO6036083
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE only, no 5G reported

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