Santa Rosa County property record for 3823 Clanton St, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,523 sqft · built 1970 |
| Lot Size | 0.553 acres (24,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Jun 2005) |
| Tax Bill | $1,392 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-5N-29-2620-00600-0010 |
| Primary APN | 41-5N-29-2620-00600-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,523 sqft Living Area |
| Gross Area | 2,643 sqft |
| 1st Floor Area | 2,523 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,106 sqft (0.553 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3823 CLANTON ST |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | MCCURDY RESUB ALL LOTS 1 2 3 & 4 BLK 6 AS DES IN OR 2463 PG 1701 |
| Legal Range | 29W |
| Legal Township | 5N |
| Legal Section | 41 |
| Legal Subdivision | MCCURDY RESUB |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 10200 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3823 CLANTON ST, JAY, FL 32565-1169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2005 · Amount on Record |
| Deed Sale | Jun 17, 2005 · Amount on Record |
| Prior Sale | Aug 4, 1997 · Amount on Record |
| Deed Document Number | 200539934 |
| Deed Book / Page | 2463 / 1701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3823 CLANTON ST, JAY, FL 32565-1169 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3823 CLANTON ST, JAY, FL 32565-1169 |
| Document Number | 0043831958 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 4383/1958 |
| Instrument | 202315358 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2063 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3823 CLANTON ST, JAY, FL 32565-1169 |
| Document Number | 0037101658 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3823 CLANTON ST JAY FL 325651169, JAY, FL 32565-1169 |
| Document Number | 0037101658 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 003710/001658 |
| Instrument | 10590 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Mar 19, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Jay Town |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,392.00 (+13.63%) Homeowner's exemption | $117,973 (+2.9%) | $203,914 (+6.14%) Land $29,900 Building $174,014 |
| 2024 | $1,225.00 (+3.11%) Homeowner's exemption | $114,648 (+3%) | $192,120 (+5.08%) Land $21,850 Building $170,270 |
| 2023 | $1,188.00 (+3.57%) Homeowner's exemption | $111,309 (+3%) | $182,831 (+1.51%) Land $16,100 Building $166,731 |
| 2022 | $1,147.00 Homeowner's exemption | $108,067 | $180,108 Land $13,800 Building $166,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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