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3823 Cheverly Dr E, Lakeland, FL 33813 Property Records

Polk County property record for 3823 Cheverly Dr E, Lakeland, FL 33813 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,212 sqft · built 1985
Lot Size0.127 acres (5,550 sqft)
Owner2 Individual Names on File
Last Sale$176,000 (Jul 2002)
Tax Bill$2,345 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24-29-06-277803-000190

Property Details

APN / Parcel Number

Primary APN24-29-06-277803-000190
Alternative APNs
  • 062924277803000190
  • 62924000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,212 sqft Living Area
Gross Area3,118 sqft
1st Floor Area2,212 sqft
SunroomSunroom
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialTile
Lot Area5,550 sqft (0.127 acres)
Lot Dimensions90 ft deep x 61 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area546 sqft
PorchFlorida Room
Porch Area655 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3823 CHEVERLY DR E
CityLAKELAND
StateFL
Zip33813-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANYON LAKE VILLAS PB 74 PG 36 LOT 19
Legal Range24E
Legal Township29S
Legal Section06
Legal SubdivisionCANYON LAKE VILLAS
Legal Tract277803
Legal Block1
Legal Lot Number19
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1002
Census Tract10603

Owner

Source: Polk County records · APN 24-29-06-277803-000190

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3823 CHEVERLY DR E, LAKELAND, FL 33813-1204
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF CENTRAL FLORIDA
Aug 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2002 · Amount on Record
Deed SaleJul 25, 2002 · Amount on Record
Deed Book / Page5068 / 1178
Last Transfer DateJul 28, 2016
Transfer Doc0000137280
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3823 CHEVERLY DR E, LAKELAND, FL 33813-1204
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3823 CHEVERLY DR E, LAKELAND, FL 33813-1204

Mortgage

Document Number0000044736
DateFeb 24, 2026
Book Page13892/1585
Instrument2026044736
Lender
NameBANK OF CENTRAL FLORIDA
TypeBank
AddressLAKELAND, FL 33813
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3823 CHEVERLY DR E, LAKELAND, FL 33813-1204
Transaction TypeMortgage
Record UpdatedAug 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3823 CHEVERLY DR W, LAKELAND, FL 33813

Mortgage

Document Number0000200182
DateAug 02, 2021
Book Page11829/1371
Instrument2021200182
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2036

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,345.00 (+6.49%) Homeowner's exemption$173,176 (+5.99%)$372,075 (-1%) Land $110,000 Building $262,075
2023$2,202.00 (+3.23%) Homeowner's exemption$163,393 (+3%)$375,827 (-3.47%) Land $105,000 Building $270,827
2022$2,133.00 Homeowner's exemption$158,634$389,348 Land $102,000 Building $287,348

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050106031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2023–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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