3823 1st St, Hubbard, OR 97032 Property Records

Marion County property record for 3823 1st St, Hubbard, OR 97032

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1936
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (Mar 2017)
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041W34BC01100`

Property Details

APN / Parcel Number

Primary APN	`041W34BC01100`
Alternative APN	`599632`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1974
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	160 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Stove

Location & Zoning

Account Number	599632
Street Address	3823 1ST ST
City	HUBBARD
State	OR
Zip	97032-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	HUBBARD, BLOCK 6, LOT FR LTS 3 & 4, ACRES 0.12
Legal Range	01W
Legal Township	04
Legal Section	34
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	HUBBARD
Legal Block	6
Legal Lot Number	3-4 4
Jurisdiction	MARION OR
Township / Civil Division	HUBBARD
Census Block Group	4
Census Block	4041
Census Tract	10202

Owner

3823 1st St is owned and occupied by two individuals who bought it in March 2017.

Source: Marion County records, as of February 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3823 1ST ST, HUBBARD, OR 97032-9555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Mar 28, 2017	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on File
Deed Sale	Mar 28, 2017 · Amount on File
Deed Document Number	39280256
Deed Book / Page	2017 / 2866
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	3823 1ST ST, HUBBARD, OR 97032-9555
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 MEMORIAL HWY 39, 39, MOUNT VERNON, WA 98273-3268

Mortgage

Document Number	0202404633
Date	Feb 13, 2024
Instrument	2024-04633

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Mar 28, 2017
Property Address	3823 1ST ST, HUBBARD, OR 97032-9555
Document Number	0000015823
Book / Page	003928 / 000256
Instrument Date	Mar 27, 2017
Instrument	15823
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	NEXTITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3823 1ST ST HUBBARD OR 970329555, HUBBARD, OR 97032-9555

Mortgage

Document Number	15824
Date	Mar 28, 2017
Book Page	003928/000257
Instrument	15824

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3823 1st St was $2,097, up 3.4% from the year before.

Source: Marion County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Hubbard City
Unified School District	North Marion School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,097.00 (+3.35%)	$136,990 (+3%)	$294,810 (+8.57%) Land $131,150 Building $163,660
2024	$2,029.00 (+3.57%)	$133,000 (+3%)	$271,550 (+4.29%) Land $117,500 Building $154,050
2023	$1,959.00 (+2.14%)	$129,130 (+3%)	$260,390 (-2.78%) Land $117,500 Building $142,890
2022	$1,918.00	$125,370	$267,830 Land $120,000 Building $147,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3823 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3823 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUBBARD serves 3,478 people · EPA ID OR4100389
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Datavision Communications, Hunter Communications.

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