38226 Fish Rd, Crosslake, MN 56442 Property Records

Crow Wing County property record for 38226 Fish Rd, Crosslake, MN 56442

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 1,232 sqft · built 1994
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (Jan 2025)
Tax Bill	$774 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141950010090009`

Property Details

APN / Parcel Number

Primary APN	`141950010090009`
Alternative APNs	`14020507` `138812` `184402`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Area	364 sqft
Driveway	Driveway
Deck Area	120 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	184402
Street Address	38226 FISH RD
City	CROSSLAKE
State	MN
Zip	56442-3053
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 9 BLOCK 1
Legal Range	27W
Legal Township	137
Legal Section	02
Legal Subdivision	BASS LAKE RESERVE
Legal Block	1
Legal Lot Number	9
Jurisdiction	CROW WING MN
Township / Civil Division	CROSSLAKE
Census Block Group	1
Census Block	1043
Census Tract	950204

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38226 FISH RD, CROSSLAKE, MN 56442-3053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Sep 26, 2014 · Amount on Record
Deed Document Number	20251005606
Record Updated	Sep 20, 2026

January 2025: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CROW WING MN
Recording Date	Jan 17, 2025
Property Address	38226 FISH RD, CROSSLAKE, MN 56442-3053
Document Number	0001005606
Instrument Date	Jan 14, 2025
Instrument	1005606
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	UNIFIED TITLE AND ESCROW INC, UNIQUE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38226 FISH RD, CROSSLAKE, MN 56442-3053

Mortgage

Date	Jan 17, 2025

Lender

Name	R ZUNKER
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Crosslake City
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$774.00 (+12.83%)	$268,400 (+82.34%) Land $80,000 Building $188,400	$268,400 (+82.34%) Land $80,000 Building $188,400
2025		$147,200 (+4.84%) Land $58,700 Building $88,500	$147,200 (+4.84%) Land $58,700 Building $88,500
2023	$686.00	$140,400 Land $54,800 Building $85,600	$140,400 Land $54,800 Building $85,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tremolo Communications Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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