3822 Shetland Ct, Frederick, MD 21704 Property Records

Frederick County property record for 3822 Shetland Ct, Frederick, MD 21704 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 2002
Square Footage5,244 sqft Living Area
Lot Size17,040 sqft (0.391 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Last Sale$808,000 (2023)
Tax Bill$11,734.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-233515
Alternative APNs
  • 7233515
  • 233515

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area5,244 sqft Living Area
Gross Area5,684 sqft Gross Area
1st Floor2,282 sqft 1st Floor
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area17,040 sqft (0.391 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area264 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number233515
Street Address3822 SHETLAND CT
CityFREDERICK
StateMD
Zip21704-7721
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 25017 SECTION P3 17,040 SQ. FT. URBANA HIGHLANDS
Legal SubdivisionURBANA HLNDS SEC P3 PRCL 05U
Legal Lot Number25017
JurisdictionFREDERICK MD
Minor Civil Division7, URBANA
Census Blockgroup1
Census Block1025
Census Tract752205

Owner

Source: Frederick County records · APN 07-233515

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3822 SHETLAND CT, FREDERICK, MD 21704-7721
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Special Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 25, 2021Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Mar 20, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2023 · Amount on Record
Deed SaleJan 25, 2023 · Amount on Record
Prior SaleJan 25, 2021 · Amount on Record
Deed Book / Page16307 / 407
Prior Transfer DateJan 10, 2019
Prior Transfer Doc0128790001
Record RefreshedJun 08, 2026

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateJan 25, 2023
Property Address3822 SHETLAND CT, FREDERICK, MD 21704-7721
Document Number0163070407
Book / Page16307 / 407
Map ReferenceMB 71 PL 177
Instrument DateJan 23, 2023
Transaction TypeTransfer
Record UpdatedFeb 07, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,040.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3822 SHETLAND CT, FREDERICK, MD 21704-7721

Mortgage

Document Number0016307415
DateJan 25, 2023
Instrument16307/415
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateFeb 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10%
IndexOther
Max Rate10%

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 25, 2021
Property Address3822 SHETLAND CT, FREDERICK, MD 21704-7721
Document Number0144860283
Book / Page14486 / 283
Map ReferenceMB 71 PL 177
Instrument DateJan 19, 2021
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPINNACLE TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,880.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3822 SHETLAND CT, FREDERICK, MD 21704-7721

Mortgage

Document Number14486289
DateJan 25, 2021
Instrument14486/289
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateMar 20, 2019
Property Address3822 SHETLAND CT, FREDERICK, MD 21704-7721
Document Number0128790001
Book / Page012879 / 000001
Instrument DateJan 10, 2019
Transaction TypeTransfer
Record UpdatedApr 01, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9138 BELUEDERE DR FREDERICK MD 21704, FREDERICK, MD 21704

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$872,000 (+15.23%)$994,600 (+22.68%) Land $231,000 Building $763,600
2024$11,734.00 (+8.97%)
2023$10,768.00$756,733$810,700 Land $181,000 Building $629,700

Flood & Wildfire

3822 Shetland Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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