Frederick County property record for 3822 Shetland Ct, Frederick, MD 21704 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 5,244 sqft Living Area |
| Lot Size | 17,040 sqft (0.391 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $808,000 (2023) |
| Tax Bill | $11,734.00 (2024) |
| Primary APN | 07-233515 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 5,244 sqft Living Area |
| Gross Area | 5,684 sqft Gross Area |
| 1st Floor | 2,282 sqft 1st Floor |
| Basement Area | 1,000 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,040 sqft (0.391 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 264 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 233515 |
|---|---|
| Street Address | 3822 SHETLAND CT |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7721 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 25017 SECTION P3 17,040 SQ. FT. URBANA HIGHLANDS |
| Legal Subdivision | URBANA HLNDS SEC P3 PRCL 05U |
| Legal Lot Number | 25017 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 7, URBANA |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 752205 |
Source: Frederick County records · APN 07-233515
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3822 SHETLAND CT, FREDERICK, MD 21704-7721 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 25, 2021 | Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Mar 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2023 · Amount on Record |
| Deed Sale | Jan 25, 2023 · Amount on Record |
| Prior Sale | Jan 25, 2021 · Amount on Record |
| Deed Book / Page | 16307 / 407 |
| Prior Transfer Date | Jan 10, 2019 |
| Prior Transfer Doc | 0128790001 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 25, 2023 |
| Property Address | 3822 SHETLAND CT, FREDERICK, MD 21704-7721 |
| Document Number | 0163070407 |
| Book / Page | 16307 / 407 |
| Map Reference | MB 71 PL 177 |
| Instrument Date | Jan 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3822 SHETLAND CT, FREDERICK, MD 21704-7721 |
| Document Number | 0016307415 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 16307/415 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 25, 2021 |
| Property Address | 3822 SHETLAND CT, FREDERICK, MD 21704-7721 |
| Document Number | 0144860283 |
| Book / Page | 14486 / 283 |
| Map Reference | MB 71 PL 177 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PINNACLE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3822 SHETLAND CT, FREDERICK, MD 21704-7721 |
| Document Number | 14486289 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 14486/289 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 20, 2019 |
| Property Address | 3822 SHETLAND CT, FREDERICK, MD 21704-7721 |
| Document Number | 0128790001 |
| Book / Page | 012879 / 000001 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9138 BELUEDERE DR FREDERICK MD 21704, FREDERICK, MD 21704 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $872,000 (+15.23%) | $994,600 (+22.68%) Land $231,000 Building $763,600 | |
| 2024 | $11,734.00 (+8.97%) | ||
| 2023 | $10,768.00 | $756,733 | $810,700 Land $181,000 Building $629,700 |
3822 Shetland Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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