3822 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3822 Ridge Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,256 sqft · built 2009
Lot Size	2.36 acres (102,802 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2009)
Tax Bill	$6,140 (2026)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-034846`

Property Details

APN / Parcel Number

Primary APN	`09-034846`
Alternative APN	`034846`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	102,802 sqft (2.36 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034846
Street Address	3822 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-7751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 1 - 2.36 ACS 3822 RIDGE RD 51-119 RIDGE OVERLOOK
Legal Subdivision	RIDGE OVERLOOK
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1007
Census Tract	509001

Owner

3822 Ridge Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3822 RIDGE RD, WESTMINSTER, MD 21157-7751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2009 · Amount on File
Deed Sale	Jul 28, 2009 · Amount on File
Deed Document Number	200955
Deed Book / Page	5898 / 78
Last Transfer Date	Feb 14, 2023
Transfer Doc	0109870255
Record Updated	Oct 29, 2026

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 1, 2023
Property Address	3822 RIDGE RD, WESTMINSTER, MD 21157-7751
Document Number	0109870255
Book / Page	10987 / 255
Map Reference	MB 51 FO 119
Instrument Date	Feb 14, 2023
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 RIDGE RD, WESTMINSTER, MD 21157-7751

Tax Assessment & Valuation

The 2026 property tax bill for 3822 Ridge Rd was $6,140 with a homeowner's exemption, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,140.00 (+5.25%) Homeowner's exemption	$574,500 (+8.01%)	$617,100 (-) Land $213,600 Building $403,500
2025	$5,834.00 Homeowner's exemption	$531,900	$617,100 Land $213,600 Building $403,500
2023	$5,402.00 Homeowner's exemption	$478,133	$489,300 Land $193,600 Building $295,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3822 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3822 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20