Christian County property record for 3822 N 10th St, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,764 sqft · built 2001 |
| Lot Size | 0.123 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0.2-10-4-1-12 |
| Primary APN | 11-0.2-10-4-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 2,764 sqft Adjusted Area |
| 1st Floor Area | 1,636 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,400 sqft (0.123 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 3822 N 10TH ST |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-5720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 MCGUFFEY PARK PH 1 FINAL PLAT |
| Legal Range | 21 |
| Legal Township | 27 |
| Legal Section | 10 |
| Legal Subdivision | MCGUFFEY PARK |
| Legal Phase | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20310 |
3822 N 10th St is owned and occupied by an individual who acquired it in October 2008.
Source: Christian County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3822 N 10TH ST, OZARK, MO 65721-5720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2022 | Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU |
| Nov 2, 2018 | Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2008 |
| Deed Sale | Oct 2, 2008 |
| Prior Sale | May 16, 2008 |
| Deed Document Number | 2008014598 |
| Deed Book / Page | 2008 / 014598 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 3822 N 10TH ST, OZARK, MO 65721-5720 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3822 N 10TH ST, OZARK, MO 65721-5720 |
| Document Number | 0202213380 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 2022/13380 |
| Instrument | 2022L13509 |
| Name | BLUCURRENT CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 3822 N 10TH ST, OZARK, MO 65721-5720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3822 N 10TH ST, OZARK, MO 65721-5720 |
| Document Number | 0202118287 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 2021/18287 |
| Instrument | 2021L18447 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 3822 N 10TH ST, OZARK, MO 65721-5720 |
| Document Number | 0202004277 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3822 N 10TH ST OZARK MO 657215720, OZARK, MO 65721-5720 |
| Document Number | 0202004277 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 002020/004277 |
| Instrument | 4322 |
| Name | BLUCURRENT CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 3822 N 10TH ST, OZARK, MO 65721-5720 |
| Document Number | 0201814976 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3822 N 10TH ST OZARK MO 657215720, OZARK, MO 65721-5720 |
| Document Number | 0201814976 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 002018/014976 |
| Instrument | 15130 |
| Name | BLUCURRENT CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Ozark City |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $38,190 | $201,000 Land $32,500 Building $168,500 |
| 2023 | $34,450 | $181,300 Land $32,500 Building $148,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3822 N 10th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2008–2025) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3822 N 10th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OZARK PWS serves 23,248 people · EPA ID MO5010619 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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