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3822 Cottage Ave, Baltimore, MD 21215 Property Records

Baltimore City property record for 3822 Cottage Ave, Baltimore, MD 21215

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Detailsbuilt 1920
Lot Size0.031 acres (1,388 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Mar 2023)
Tax Bill$332 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2023 Assignment
APN15-32-3341-039

Property Details

APN / Parcel Number

Primary APN15-32-3341-039
Alternative APN
  • 323341 039

Interior

FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Lot Area1,388 sqft
Lot Dimensions90 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number323341 039
Old Parcel Number15323341 039
Street Address3822 COTTAGE AVE
CityBALTIMORE
StateMD
Zip21215-7643
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR-6
Legal Description15-5X90
Legal Section32
Legal Block3341
Legal Lot Number39
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group3
Census Block3006
Census Tract151200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Park Circle Historic District
listed 2008 · 838 contributing resources · NRIS 08001124

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3822 Cottage Ave, a residential property, is owned and occupied by an individual who bought it in March 2023.

Source: Baltimore City records, as of September 12, 2023

Owner of RecordIndividual Name on File
Mailing Address3822 COTTAGE AVE, BALTIMORE, MD 21215-7643
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Mar 1, 2023Assignment of Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2023 · Amount on File
Deed SaleMar 1, 2023 · Amount on File
Prior SaleMar 17, 2015 · Amount on File
Deed Document Number401744
Deed Book / Page25635 / 96
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address3822 COTTAGE AVE, BALTIMORE, MD 21215-7643
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyPROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0226870420
DateFeb 26, 2021
Book Page22687/420
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueDec 1, 2050

March 2023: Assignment of Deed, Transfer

Document TypeAssignment of Deed
JurisdictionBALTIMORE CITY MD
Recording DateMar 1, 2023
Property Address3822 COTTAGE AVE, BALTIMORE, MD 21215-7643
Document Number0256350096
Book / Page25635 / 96
Map ReferenceLB 18594 FO 139
Instrument DateFeb 1, 2023
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyPASSPORT TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2044 N BENTALOU ST, BALTIMORE, MD 21216-3207

Mortgage

Document Number0256350105
DateMar 1, 2023
Instrument25635-0105
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$332.00$14,100 Land $3,000 Building $11,100$14,100 Land $3,000 Building $11,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3822 Cottage Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3822 Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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