Osceola County property record for 3822 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,246 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $351,000 (2021) |
| Tax Bill | $5,427.00 (2025) |
| Primary APN | 352630096500011180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,246 sqft Heated Area |
| Gross Area | 2,880 sqft Gross Area |
| 1st Floor | 2,246 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished Garage |
| Garage Area | 449 sqft Garage |
| Patio Area | 150 sqft Patio |
| Porch | Open Porch |
| Porch Area | 335 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3822 CABO ROJO DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8372 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 118 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | WHALEYS CREEK PH 1 2 & 3 |
| Legal Phase | 2 |
| Legal Tract | 965 |
| Legal Lot Number | 118 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 43304 |
Source: Osceola County records · APN 352630096500011180
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3822 CABO ROJO DR, SAINT CLOUD, FL 34772-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Sep 06, 2019 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EAGLE HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Sep 06, 2019 · Amount on Record |
| Deed Doc Number | 2021077184 |
| Deed Book / Page | 5961 / 2180 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 19, 2021 |
| Property Address | 3822 CABO ROJO DR, SAINT CLOUD, FL 34772-8372 |
| Document Number | 0059612180 |
| Book / Page | 5961 / 2180 |
| Map Reference | MB 25 PG 95-101 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021077184 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10381 PARK COMMONS DR, 10381, ORLANDO, FL 32832-7038 |
| Name | Verified Name |
|---|---|
| Address | 3822 CABO ROJO DR, SAINT CLOUD, FL 34772-8372 |
| Document Number | 59612182 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 5961/2182 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 06, 2019 |
| Property Address | 3822 CABO ROJO DR, SAINT CLOUD, FL 34772-8372 |
| Document Number | 0055842302 |
| Book / Page | 5584 / 2302 |
| Map Reference | MB 25 PG 95 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019114852 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,894.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412 |
| Name | Verified Name |
|---|---|
| Address | 3822 CABO ROJO DR, SAINT CLOUD, FL 34772-8372 |
| Document Number | 0055842306 |
|---|---|
| Date | Sep 06, 2019 |
| Instrument | 5584/2306 |
| Name | EAGLE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,427.00 (+6.18%) Homeowner's exemption Disabled Person's exemption | $356,100 (+5.99%) | $371,800 (+3.45%) Land $70,000 Building $301,800 |
| 2023 | $5,111.00 (+0.2%) Homeowner's exemption Disabled Person's exemption | $335,986 (+3%) | $359,400 (+10.18%) Land $65,000 Building $294,400 |
| 2022 | $5,101.00 Homeowner's exemption Disabled Person's exemption | $326,200 Land $60,000 Building $266,200 | $326,200 Land $60,000 Building $266,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 971 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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