3822 Banoak Rd, Vale, NC 28168 Property Records

Catawba County property record for 3822 Banoak Rd, Vale, NC 28168

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2022
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (Oct 2022)
Tax Bill	$675 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2687-03-24-1906`

Property Details

APN / Parcel Number

Primary APN	`2687-03-24-1906`
Alternative APN	`0100597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	179 ft deep x 139 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3822 BANOAK RD
City	VALE
State	NC
Zip	28168-7514
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-40
Legal Description	LOT 26 PLAT 45-145
Legal Subdivision	DOUGLAS CORNERS
Legal Lot Number	26
Jurisdiction	CATAWBA NC
Township / Civil Division	BANDY'S
Census Block Group	3
Census Block	3029
Census Tract	11802

Owner

3822 Banoak Rd, a mobile home, is owned and occupied by an individual who bought it in October 2022.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3822 BANOAK RD, VALE, NC 28168-7514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 3, 2022	Special Warranty Deed, Subdivision Related Transfer
Mar 9, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Mar 9, 2022 · Amount on File
Deed Document Number	202221467
Deed Book / Page	3772 / 1218
Record Updated	Sep 20, 2026

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 3, 2022
Property Address	3822 BANOAK RD, VALE, NC 28168-7514
Document Number	0037721218
Book / Page	3772 / 1218
Map Reference	MB 45 PG 145
Instrument Date	Sep 30, 2022
Instrument	21467
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 BANOAK RD, VALE, NC 28168-7514

Mortgage

Document Number	0000021468
Date	Oct 3, 2022
Instrument	21468

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 3, 2022
Property Address	3822 BANOAK RD, VALE, NC 28168-7514
Document Number	0037721218
Book / Page	3772 / 1218
Map Reference	MB 45 PG 145
Instrument Date	Sep 30, 2022
Instrument	21467
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 BANOAK RD, VALE, NC 28168-7514

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 9, 2022
Property Address	3822 BANOAK RD, VALE, NC 28168-7514
Document Number	0037290846
Book / Page	3729 / 846
Map Reference	MB 45 PG 145
Instrument Date	Mar 8, 2022
Instrument	5382
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4170 HUMMINGBIRD LN, HUDSON, NC 28638-9032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3822 Banoak Rd was $675.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,300 Land $12,900 Building $156,400
2025	$675.00
2023	$774.00 (+821.43%)	$12,900 (-)	$169,300 (+1,212.4%) Land $12,900 Building $156,400
2022	$84.00	$12,900 Land $12,900	$12,900 Land $12,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3822 Banoak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3822 Banoak Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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