38212 Apple Ave, Joice, IA 50446 Property Records

Winnebago County property record for 38212 Apple Ave, Joice, IA 50446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,627 sqft · built 1940
Lot Size	8.05 acres (350,658 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1212400010`

Property Details

APN / Parcel Number

Primary APN	`1212400010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	A-Frame
Exterior Material	Concrete
Construction Type	Concrete
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	350,658 sqft (8.05 acres)
Garage Type	Mixed
Garage Area	728 sqft
Parking Spaces	7 Parking Spaces
Porch	Patio
Porch Area	50 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	38212 APPLE AVE
City	JOICE
State	IA
Zip	50446-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 98 23 A TR OF LAND IN E1/2 SE 12-98-23 260' BY 213' & PARCEL C DESC BY PLAT 2020-0891
Legal Subdivision	RURAL
Jurisdiction	WINNEBAGO IA
Township / Civil Division	MOUNT VALLEY
Census Block Group	1
Census Block	1070
Census Tract	680100

Owner

Source: Winnebago County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38212 APPLE AVE, JOICE, IA 50446-7504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK & TRUST CO
Jul 27, 2020	Warranty Deed, Transfer
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage TITONIKA SAVINGS BANK
Mar 25, 2011	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IA
Property Address	38212 APPLE AVE, JOICE, IA 50446-7504
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210577
Date	Apr 12, 2021
Instrument	2021-0577

Lender

Name	MANUFACTURERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IA
Property Address	38212 APPLE AVE, JOICE, IA 50446-7504
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230088
Date	Jan 19, 2023
Instrument	2023-0088

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 26, 2033

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IA
Recording Date	Jul 27, 2020
Property Address	38212 APPLE AVE, JOICE, IA 50446-7504
Document Number	0020201278
Instrument Date	Jul 20, 2020
Instrument	2020-1278
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38212 APPLE AVE, JOICE, IA 50446-7504

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IA
Recording Date	Jul 27, 2020
Property Address	38212 APPLE AVE, JOICE, IA 50446-7504
Document Number	0020201277
Instrument Date	Jul 20, 2020
Instrument	2020-1277
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38212 APPLE AVE, JOICE, IA 50446-7504

Mortgage

Document Number	0020201279
Date	Jul 27, 2020
Instrument	2020-1279

Lender

Name	TITONIKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

March 2011: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINNEBAGO IA
Recording Date	Mar 25, 2011
Property Address	38212 APPLE AVE, JOICE, IA 50446-7504
Document Number	02011/0409
Book / Page	2011 / 0409
Instrument Date	Mar 11, 2011
Instrument	2011-0409
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38212 APPLE AVE, JOICE, IA 50446-7504
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winnebago County
Unified School District	Lake Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,120 (-8.78%) Land $54,100 Building $189,020	$243,120 (-8.78%) Land $54,100 Building $189,020
2025	$3,118.00 (+5.3%) Homeowner's exemption	$266,510 (+8.8%) Land $50,490 Building $216,020	$266,510 (+8.8%) Land $50,490 Building $216,020
2024	$2,961.00 (+45.72%)
2023		$244,950 (+74.48%) Land $39,690 Building $205,260	$244,950 (+74.48%) Land $39,690 Building $205,260
2022	$2,032.00 Homeowner's exemption	$140,390 Land $26,060 Building $114,330
2021			$140,390 Land $26,060 Building $114,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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