3821 Waldo Ave, Midland, MI 48642 Property Records

Midland County property record for 3821 Waldo Ave, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,628 sqft · built 1960
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-11-30-408`

Property Details

APN / Parcel Number

Primary APN	`14-11-30-408`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	137 ft deep x 110 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3821 WALDO AVE
City	MIDLAND
State	MI
Zip	48642-6692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	BEG 240.3 FT S OF E 1/4 COR SEC 11,W 170 FT,S 110.1 FT,E 170 FT,N 110.1 FT TO BEG
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1000
Census Tract	290800

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3821 WALDO AVE, MIDLAND, MI 48642-6692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Feb 13, 2024	Intrafamily Transfer, Transfer
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 8, 2024
Transfer Doc	001670/612
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3821 WALDO AVE, MIDLAND, MI 48642-6692
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 WALDO AVE, MIDLAND, MI 48642-6692

Mortgage

Document Number	01671/1236
Date	Apr 16, 2024
Book Page	1671/1236

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Feb 13, 2024
Property Address	3821 WALDO AVE, MIDLAND, MI 48642-6692
Document Number	001670/612
Book / Page	1670 / 612
Instrument Date	Feb 8, 2024
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3821 WALDO AVE, MIDLAND, MI 48642-6692

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4447 E MONROE RD, MIDLAND, MI 48642-8838

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3821 WALDO AVE, MIDLAND, MI 48642-6692
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 WALDO AVE, MIDLAND, MI 48642-6692

Mortgage

Document Number	1650/1061
Date	Oct 15, 2021
Book Page	1650/1061

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300 (+6.36%)	$180,600 (+6.36%)
2025	$2,296.00 (+1.06%) Homeowner's exemption	$84,900 (+24.3%)	$169,800 (+24.3%)
2024	$2,272.00 (+12.48%)
2023		$68,300	$136,600
2022	$2,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber.

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