3821 Terrace Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 3821 Terrace Dr, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,270 sqft · built 1978
Lot Size	0.15 acres (6,516 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Jun 2026 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`221-0-201-085`

Property Details

APN / Parcel Number

Primary APN	`221-0-201-085`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,270 sqft Living Area
1st Floor Area	1,439 sqft
2nd Floor Area	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,516 sqft (0.15 acres)
Lot Dimensions	128 ft deep x 51 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	238 sqft
Deck Area	221 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3821 TERRACE DR
City	OXNARD
State	CA
Zip	93033-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 246604 LOT: 214 REF: 077MR 050
Legal Subdivision	2466-4
Legal Tract	246604
Legal Block	201
Legal Lot Number	214
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2003
Census Tract	4711

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3821 TERRACE DR, OXNARD, CA 93033-6643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 27, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 15, 2020
Transfer Doc	0000071369
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 10, 2026
Property Address	3821 TERRACE DR, OXNARD, CA 93033-6643
Document Number	0000042948
Instrument Date	May 27, 2026
Instrument	202642948
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3821 TERRACE DR, OXNARD, CA 93033-6643

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3821 TERRACE DR, OXNARD, CA 93033-6643
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTERN RESOURCES TTL & SYNR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073711
Date	May 27, 2020
Instrument	20200527-00073711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	May 21, 2020
Property Address	3821 TERRACE DR, OXNARD, CA 93033-6643
Document Number	0000071369
Instrument Date	May 15, 2020
Instrument	71369
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3821 TERRACE DR OXNARD CA 930336643, OXNARD, CA 93033-6643

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$244,053 (+2%) Land $44,576 Building $199,477
2025	$2,850.00 (+1.75%) Homeowner's exemption	$239,268 (+4.04%) Land $43,702 Building $195,566
2024	$2,801.00 (+6.26%)
2023	$2,636.00 (+2.13%) Homeowner's exemption	$229,978 Land $42,005 Building $187,973
2022	$2,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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