3821 Stanford Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3821 Stanford Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,765 sqft · built 1989
Lot Size	0.136 acres (5,907 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (May 2008)
Tax Bill	$6,716 (2025)
Deeds & Mortgages	Dec 2020 Reverse Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-542-28-00`

Property Details

APN / Parcel Number

Primary APN	`162-542-28-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,765 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,907 sqft (0.136 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3821 STANFORD DR
City	OCEANSIDE
State	CA
Zip	92056-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 377 TR 011738
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	011738
Legal Block	1
Legal Lot Number	377
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3821 STANFORD DR, OCEANSIDE, CA 92056-6318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2008 · Amount on Record
Deed Sale	May 28, 2008 · Amount on Record
Prior Sale	Sep 20, 2007 · Amount on Record
Deed Document Number	2008284201
Prior Transfer Date	Feb 6, 2006
Prior Transfer Doc	0000107638
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3821 STANFORD DR, OCEANSIDE, CA 92056-6318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 STANFORD DR, OCEANSIDE, CA 92056-6318

Mortgage

Document Number	0000777686
Date	Dec 4, 2020
Instrument	2020-0777686

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3821 STANFORD DR, OCEANSIDE, CA 92056-6318
Document Number	0000777687
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 STANFORD DR OCEANSIDE CA 920566318, OCEANSIDE, CA 92056-6318

Mortgage

Document Number	0000777687
Date	Dec 4, 2020
Instrument	777687

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2.81%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,405 (+2%) Land $281,347 Building $334,058
2025	$6,716.00 (+5.23%) Homeowner's exemption	$603,339 (+4.04%) Land $275,831 Building $327,508
2023	$6,382.00 (+0.31%) Homeowner's exemption	$579,913 Land $265,121 Building $314,792
2022	$6,362.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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