3821 Settle Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3821 Settle Rd, Cincinnati, OH 45227 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1937
Square Footage1,230 sqft Living Area
Lot Size5,184 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$314,000 (2021)
Tax Bill$7,740.00 (2025)

Property Details

APN / Parcel Number

Primary APN527-0040-0128-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,230 sqft Living Area
Gross Area2,061 sqft Gross Area
1st Floor831 sqft 1st Floor
Attic Area399 sqft Attic
Attic1 Attic
Basement Area831 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area5,184 sqft (0.119 acres)
Depth X Width135 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address3821 SETTLE RD
CityCINCINNATI
StateOH
Zip45227-3021
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSETTLE ST 40 X 135.70 IRRLOT 105 HOMEWOOD SUB
Legal SubdivisionHOMEWOOD SUB
Legal Lot Number105
JurisdictionHAMILTON OH
Minor Civil DivisionMARIEMONT
Census Blockgroup3
Census Block3016
Census Tract24800

Owner

Source: Hamilton County records · APN 527-0040-0128-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3821 SETTLE RD, CINCINNATI, OH 45227-3021
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2021Deed of Trust, Mortgage · Line of Credit
MERCHANTS NATIONAL BANK
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS NATIONAL BANK
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
FIRST FSLA OF LAKEWOOD
Sep 10, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST FED SAVINGS & LOAN ASSN OF LO
Jun 24, 2019Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleJun 24, 2019 · Amount on Record
Deed Doc Number2021108770
Deed Book / Page14499 / 359
Prior Transfer DateDec 20, 2001
Prior Transfer Doc0000021271
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3821 SETTLE RD, CINCINNATI, OH 45227-3021
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyCLEVELAND HOME TITLE LIMITED, CLEVELAND HOME TTL AGCY LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069526
DateJun 07, 2021
Book Page14433/1965
Instrument2021-0069526
Lender
NameMERCHANTS NATIONAL BANK
TypeBank
AddressHILLSBORO, OH 45133
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3821 SETTLE RD, CINCINNATI, OH 45227-3021
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064872
DateMay 25, 2021
Book Page14425/1892
Instrument2021-0064872
Lender
NameMERCHANTS NATIONAL BANK
TypeBank
AddressHILLSBORO, OH 45133
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3821 SETTLE RD, CINCINNATI, OH 45227-3021
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyGUARDIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3821 SETTLE RD, CINCINNATI, OH 45227-3021

Mortgage

Document Number0000060727
DateAug 28, 2023
Book Page14988/1318
Instrument2023-0060727
Lender
NameFIRST FSLA OF LAKEWOOD
TypeBank
AddressDUBLIN, OH 43017
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 21, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 10, 2021
Property Address3821 SETTLE RD, CINCINNATI, OH 45227-3021
Document Number0000108770
Book / Page14499 / 359
Map ReferenceMB 32 PG 42&43
Instrument DateAug 06, 2021
Instrument2021-0108770
Transaction TypeTransfer
Record UpdatedMar 29, 2024
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$942.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address3821 SETTLE RD, CINCINNATI, OH 45227-3021

Mortgage

Document Number0000108771
DateSep 10, 2021
Instrument2021-0108771
Lender
NameFIRST FED SAVINGS & LOAN ASSN OF LO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 24, 2019
Property Address3821 SETTLE RD, CINCINNATI, OH 45227-3021
Document Number0000050047
Book / Page13945 / 01459
Map ReferenceMB 62 PG 42&43
Instrument DateJun 20, 2019
Instrument2019-0050047
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Mortgage

Document Number0000050048
DateJun 24, 2019
Instrument2019-0050048
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMariemont Village
Unified School DistrictMariemont City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,740.00 (+2.29%)$109,901 (+%) Land $46,001 Building $63,900$314,000 (-) Land $131,430 Building $182,570
2024$7,567.00 (+8.44%)$109,899 (-) Land $46,000 Building $63,899
2023$6,978.00 (+14.39%)$109,899 (+35.05%) Land $46,000 Building $63,899$314,000 (+35.05%) Land $131,430 Building $182,570
2022$6,100.00 Homeowner's exemption$81,376 Land $37,972 Building $43,404
2020$232,500 Land $108,490 Building $124,010

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