3821 SE 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3821 SE 28th St, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,170 sqft · built 1989
Lot Size	0.248 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Nov 2023)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0070-00060-2220`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0070-00060-2220`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,170 sqft Heated Area
Gross Area	2,220 sqft
Utility Area	130 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	10,846 sqft (0.248 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Enclosed Porch
Shed	1 Shed
Shed Area	240 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3821 SE 28TH ST
City	OKEECHOBEE
State	FL
Zip	34974-6625
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TREASURE ISLAND UNIT NO. 6 (PLAT BOOK 3 PAGE 57) LOT 222; TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1989 GR
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND UN 06
Legal Lot Number	222
Legal Unit	6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1002
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3821 SE 28th St, a mobile home, is owned and occupied by an individual who bought it in November 2023.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3821 SE 28TH ST, OKEECHOBEE, FL 34974-6625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Sep 21, 2010 · Amount on File
Deed Document Number	2023013205
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 20, 2023
Property Address	3821 SE 28TH ST, OKEECHOBEE, FL 34974-6625
Document Number	0000013205
Map Reference	MB 3 PGS 57
Instrument Date	Nov 17, 2023
Instrument	2023013205
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FLORIDA TITLE AND TRUST LLC, FLORIDA TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Tax	$1,204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13186 SW 16TH DR, OKEECHOBEE, FL 34974-8834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 SE 28TH ST, OKEECHOBEE, FL 34974-6625

Tax Assessment & Valuation

The 2025 property tax bill for 3821 SE 28th St was $2,141.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00	$156,164 Land $60,000 Building $96,164	$156,164 Land $60,000 Building $96,164
2023	$2,653.00 (+13.28%)	$148,164 (+14.68%) Land $34,000 Building $114,164	$148,164 (+14.68%) Land $34,000 Building $114,164
2022	$2,342.00	$129,201 Land $34,000 Building $95,201	$129,201 Land $34,000 Building $95,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3821 SE 28th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3821 SE 28th St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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