3821 Katy Ln, Waco, TX 76705 Property Records

McLennan County property record for 3821 Katy Ln, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,897 sqft · built 2016
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$3,873 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-052105-000102-0

Property Details

APN / Parcel Number

Primary APN28-052105-000102-0
Alternative APN
  • 375921

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,897 sqft Living Area
Gross Area2,403 sqft
1st Floor Area1,897 sqft
FlooringWood

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area43,560 sqft
Lot Dimensions495 ft deep x 97 ft wide
Garage TypeAttached
Garage Area506 sqft
DrivewayConcrete Driveway
Driveway Area1,400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area224 sqft
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3821 KATY LN
CityWACO
StateTX
Zip76705-3457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOND ADDITION LOT 2 BLOCK 1 ACRES 1.0
Legal SubdivisionBOND ADDITION
Legal Block1
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4009
Census Tract1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3821 KATY LN, WACO, TX 76705-3457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2016
Deed SaleApr 7, 2016
Deed Document Number201610665
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3821 KATY LN, WACO, TX 76705-3457
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045164
DateDec 18, 2020
Instrument2020045164
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,000 (-) Land $16,070 Building $263,930$280,000 (-) Land $16,070 Building $263,930
2025$3,873.00 (-1.05%) Homeowner's exemption$280,000 (+6.15%) Land $16,070 Building $263,930$280,000 (+6.15%) Land $16,070 Building $263,930
2024$3,914.00 (+12.83%)
2023$263,786 Land $14,610 Building $249,176$263,786 Land $14,610 Building $249,176
2022$3,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink.

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