Hillsborough County property record for 3821 Harrogate Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,314 sqft · built 1991 |
| Lot Size | 0.333 acres (14,523 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,500 (Aug 2020) |
| Tax Bill | $4,466 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087498-7764 |
| Primary APN | 087498-7764 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| Gross Area | 3,408 sqft |
| 1st Floor Area | 2,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,523 sqft (0.333 acres) |
| Lot Dimensions | 155 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 474 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874987764 |
|---|---|
| Street Address | 3821 HARROGATE DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-6490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LITHIA RIDGE PHASE II LOT 5 BLOCK 3 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | LITHIA RIDGE PHASE II |
| Legal Phase | II |
| Legal Tract | 36S |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 13208 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3821 HARROGATE DR, VALRICO, FL 33596-6490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Aug 27, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Deed Document Number | 2020350847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3821 HARROGATE DR, VALRICO, FL 33596-6490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0254771694 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 25477/1694 |
| Instrument | 2018008935 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 27, 2020 |
| Property Address | 3821 HARROGATE DR, VALRICO, FL 33596-6490 |
| Document Number | 0000350847 |
| Map Reference | MB 65 PG 17 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 2020350847 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,152.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3715 HARROGATE DR, 3715, VALRICO, FL 33596-8401 |
| Name | Verified Name |
|---|---|
| Address | 3821 HARROGATE DR, VALRICO, FL 33596-6490 |
| Document Number | 0000350848 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020350848 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,738 (+2.7%) | $402,972 (-1.01%) Land $142,786 Building $260,186 | |
| 2025 | $4,466.00 (+13.32%) Homeowner's exemption | $245,120 (+5.99%) | $407,065 (-1.99%) Land $142,786 Building $264,279 |
| 2023 | $3,941.00 (+5.18%) Homeowner's exemption | $231,274 (+3%) | $415,317 (+5.45%) Land $128,507 Building $286,810 |
| 2022 | $3,747.00 Homeowner's exemption | $224,538 | $393,838 Land $128,507 Building $265,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 91 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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